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AF | BCMR | CY2003 | BC-2003-00548
Original file (BC-2003-00548.doc) Auto-classification: Denied

                            RECORD OF PROCEEDINGS
             AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS

IN THE MATTER OF:      DOCKET NUMBER:  BC-2003-00548
            INDEX CODE: 128.14
      XXXXXXXXXXXXXXXXXXXXX  COUNSEL:  NONE

      XXXXXXXXXXXXXXX  HEARING DESIRED:  NO

_________________________________________________________________

APPLICANT REQUESTS THAT:

She be reimbursed for premiums paid  on  her  Family  Servicemember’s  Group
Life Insurance (FSGLI) as of 1 November 2001.

_________________________________________________________________

APPLICANT CONTENDS THAT:

Premiums for FSGLI have been deducted from her pay  since  1 November  2001.
This in incorrect because  her  spouse  was  serving  on  active  duty.   He
separated on 30 September 2002.  He is entitled to four months  of  Veterans
Group Life Insurance (VGLI) coverage which expired  31  January  2003.   She
has completed the proper documentation to opt out of FSGLI coverage.

In support of her application, the applicant submits  copies  of  her  Leave
and Earnings Statement (LES); her  spouse’s  DD  Form  214,  Certificate  of
Release or Discharge from Active Duty;  and  spouse’s  Certificate  of  VGLI
Life Insurance.  The applicant’s complete submission, with  attachments,  is
at Exhibit A.

_________________________________________________________________

STATEMENT OF FACTS:

The applicant is currently serving on active  duty  in  the  rank  of  staff
sergeant (E-5).  Her Total  Active  Federal  Military  Service  Date  is  17
September 1997.

On 20 and 27 March 2003, AFPC/DPW notified  the  applicant  that  they  were
unable  to  process  her  request  without  additional  documentation.   DPW
requested the applicant provide a copy of her SGLV  8286A,  Family  Coverage
Election Certificate, declining coverage and any  documentation  to  support
her claim.

_________________________________________________________________

AIR FORCE EVALUATION:

AFPC/DPW  recommends  the  application  be  denied.   DPW  states  that  the
applicant did not provide the additional information needed to  sufficiently
evaluate her claim.  The DPW evaluation is attached at Exhibit C.

_________________________________________________________________

APPLICANT'S REVIEW OF AIR FORCE EVALUATION:

The applicant states that at the time of the implementation  of  FSGLI,  she
was TDY to Maxwell AFB, AL, attending the Academic Instructor  Course.   She
had been TDY since 19 October 2001 and had not been notified  of  the  FSGLI
policy being enacted prior to her departure.  While TDY, she had no  way  of
being notified nor was she aware of the option to opt out.  On  25  November
2001 when she returned from her TDY, she learned of  the  FSGLI  policy  and
immediately contacted her local Military Personnel Office (MPF), signed  the
refusal letter, and halted the FSGLI withdrawal.  Had she been  notified  of
the terms of the Act and had the means to refuse  the  coverage,  she  would
have.  She is requesting that all funds that were  withdrawn  be  reimbursed
to her on the basis that she was neither given the appropriate  warning  nor
the opportunity to take the necessary actions to prevent  funds  from  being
withdrawn due to her military training requirements.

To support her rebuttal, the applicant submitted copies of  her  TDY  orders
and Training Diploma.  The applicant’s rebuttal, with  attachments,  are  at
Exhibit E.

_________________________________________________________________

THE BOARD CONCLUDES THAT:

1.  The applicant has exhausted all remedies provided  by  existing  law  or
regulations.

2.  The application was timely filed.

3.    Insufficient relevant evidence has been presented to  demonstrate  the
existence of error or injustice.  The applicant was properly charged with  a
debt as a result of the passage of Public Law 107-14, effective  1  November
2001, which automatically  extended  Servicemember’s  Group  Life  Insurance
(SGLI) coverage to spouses and children if the military member was  an  SGLI
participant.   Since  the  applicant  did   not   provide   the   additional
information requested in order to sufficiently evaluate  her  claim,  it  is
our opinion that  no  basis  exists  to  reimburse  the  premiums  withheld.
Therefore, the applicant’s request is not favorably considered.

_________________________________________________________________

THE BOARD DETERMINES THAT:

The applicant be notified that the evidence presented  did  not  demonstrate
the existence of material error  or  injustice;  that  the  application  was
denied without a personal appearance; and that the application will only  be
reconsidered upon the submission of newly discovered relevant  evidence  not
considered with this application.

_________________________________________________________________

The following members of the Board considered this application in  Executive
Session on 2 December 2003, under the provisions of AFI 36-2603:

           Mr. Joseph G. Diamond, Panel Chairman
           Mr. Jackson Hauslein Jr., Member
           Mr. Edward Parker, Member

The following documentary evidence was considered for AFBCMR  Docket  Number
BC-2003-00548:

   Exhibit A.  DD Form 149, dated 11 Feb 03 w/atchs.
   Exhibit B.  Applicant's Master Personnel Records.
   Exhibit C.  Letter, AFPC/DPW, dated 20 Mar 03 w/atch.
   Exhibit D.  Letter, SAF/MRBR, dated 25 Jul 03.
   Exhibit E.  Applicant’s Rebuttal, dated 1 Aug 03 w/atchs.




                                   JOSEPH G. DIAMOND
                                   Panel Chair

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