RECORD OF PROCEEDINGS
             AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS

IN THE MATTER OF:      DOCKET NUMBER:  BC-2002-03862
            INDEX CODE: 128.14
      XXXXXXXXXXXXXXXXXXXXX  COUNSEL:  NONE

      XXXXXXXXXXXXX    HEARING DESIRED:  NO

_________________________________________________________________

APPLICANT REQUESTS THAT:

She be reimbursed in the amount of $108.00 for premiums paid on  her  Family
Servicemember’s Group Life Insurance (FSGLI).

_________________________________________________________________

APPLICANT CONTENDS THAT:

In January 2002, she went to the Customer Service Section  at  the  Military
Personnel Flight (MPF) in Keflavik, Iceland, to decline the spousal  portion
of the new FSGLI coverage.  Her spouse is also an active duty  military  and
has his own SGLI coverage.  She changed duty stations to  Keesler  AFB,  MS,
in July 2002.  On 1 October  2002,  she  received  her  leave  and  earnings
statement (LES) that showed a debt for $90 and a  $9  allotment  set  up  to
deduct from her pay.  She  immediately  went  to  the  Keesler  AFB  Finance
office and was referred back to MPF  Customer  Service.   She  was  told  at
Customer Service  that  according  to  the  Defense  Enrollment  Eligibility
Reporting System (DEERS), she had turned  down  the  coverage;  however,  no
update had been made in the military personnel  system  (MILPDS).   She  was
asked if she had completed any paperwork to decline the  coverage  while  at
Keflavik.  She replied she had witnessed  the  airman  in  Customer  Service
inputting the declination in the computer; however, he never  asked  her  to
fill out any paperwork.  The  fact  that  DEERS  reflected  the  declination
proves she had declined the coverage.  The Customer  Service  representative
indicated that money was being taken out of her  pay  because  she  had  not
filled out a SGLV Form 8286A, Family Coverage Election,  that  was  required
to formally decline the coverage.  She then completed the required  form  on
1 October 2002.  She was referred back to Finance to get  reimbursement  for
the deducted premiums; however, Finance explained  that  there  was  no  way
they could reimburse her without the MPF telling them to do  so.   Returning
to the MPF, she was told that without paperwork initially filed  in  January
2002 to decline coverage, she had no grounds to ask for a reimbursement.

In support of her application, the applicant submits a  personal  statement,
a computer printout indicating  her  declination  effective  on  31  October
2002, and a copy of her October 2002 LES.  The applicant’s submission is  at
Exhibit A.

_________________________________________________________________

STATEMENT OF FACTS:

The applicant enlisted in the Regular Air Force on 13 February 1990  at  the
age of 18.   She  was  progressively  promoted  to  the  rank  of  technical
sergeant (E-6), effective 22 june 2000.  The applicant  is  still  currently
serving on active duty in a joint-spouse assignment.   On  1  October  2002,
the applicant completed  an  SGLV  Form  8286A,  Family  Coverage  Election,
declining FSGLI coverage for her spouse.

On 27 February 2003, AFPC/DPW notified the applicant that they  were  unable
to process her request without additional documentation.  DPW requested  the
applicant provide a  copy  of  her  SGLV  8286A,  Family  Coverage  Election
Certificate, declining coverage and any documentation to support her  claim.
 Applicant did not respond.

_________________________________________________________________

AIR FORCE EVALUATION:

AFPC/DPW  recommends  the  application  be  denied.   DPW  states  that  the
applicant did not provide the additional information needed to  sufficiently
evaluate her claim.  The DPW evaluation is attached at Exhibit C.

Examiner’s Note:   AFPC/DPWCS  and  AFPC/DPSFR  confirmed  that  a  member’s
selection  or  non-selection  of  SGLI  is  not  reflected  in  the  Defense
Eligibility Enrollment Reporting System (DEERS).

_________________________________________________________________

APPLICANT'S REVIEW OF AIR FORCE EVALUATION:

The applicant explained that she did not respond to AFPC/DPW’s  request  for
additional documentation because there was no  additional  documentation  to
provide.  The applicant is concerned she is being penalized for issues  that
were/are out of her control.  Had  she  known  that  there  was  a  form  to
complete at the time she declined the coverage in January  2002,  she  would
have gladly completed it.  No one told her that she needed to do  more  than
notifying Customer Service until she discovered  the  debt  on  her  LES  in
October 2002.

She states she has been in the Air Force for thirteen years and  has  always
prided herself in doing what was asked of her to the  best  of  her  ability
and in a timely manner.  She could understand a denial of  her  request  had
she not done anything at all regarding the situation.  The problem  is  that
she is unable to prove that she  accomplished  the  declination  in  January
2002.  All  she  has  is  her  integrity  and  her  word.   A  copy  of  the
applicant’s rebuttal is at Exhibit D.

_________________________________________________________________

THE BOARD CONCLUDES THAT:

1.  The applicant has exhausted all remedies provided  by  existing  law  or
regulations.

2.  The application was timely filed.

3.  Insufficient relevant evidence has been  presented  to  demonstrate  the
existence of error or injustice.  The applicant was properly charged with  a
debt as a result  of  the  passage  of  Public  Law  106-419,  Section  312,
effective 1 April 2001, which automatically  increased  the  level  of  SGLI
coverage.  Since the applicant did not provide  the  additional  information
requested in order to sufficiently evaluate her claim,  it  is  our  opinion
that no basis exists to reimburse the  premiums  withheld.   Therefore,  the
applicant’s request is not favorably considered.

_________________________________________________________________

THE BOARD DETERMINES THAT:

The applicant be notified that the evidence presented  did  not  demonstrate
the existence of material error  or  injustice;  that  the  application  was
denied without a personal appearance; and that the application will only  be
reconsidered upon the submission of newly discovered relevant  evidence  not
considered with this application.

_________________________________________________________________

The following members of the Board considered this application in  Executive
Session on 15 April 2003, under the provisions of AFI 36-2603:

           Mr. Joseph G. Diamond, Panel Chairman
           Ms. Brenda Romine, Member
           Mr. Edward Parker, Member

The following documentary evidence was considered for AFBCMR  Docket  Number
BC-2002-03862:

   Exhibit A.  DD Form 149, dated 27 November 2002.
   Exhibit B.  Applicant's Master Personnel Records.
   Exhibit C.  Letters, AFPC/DPW, dated 3 Jan 03 and 27 Feb 03.
   Exhibit D.  Letter, SAF/MRBR, dated 7 Mar 03.
   Exhibit E.  Applicant’s Rebuttal, dated 14 Mar 03.



                                   JOSEPH G. DIAMOND
                                   Panel Chair