RECORD OF PROCEEDINGS
AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS
IN THE MATTER OF: DOCKET NUMBER: BC-2003-02783
INDEX NUMBER: 128.00
COUNSEL: NONE
HEARING DESIRED: NO
______________________________________________________________
APPLICANT REQUESTS THAT:
She be reimbursed for premiums deducted from her pay for Family
Servicemembers’ Group Life Insurance (FSGLI).
______________________________________________________________
APPLICANT CONTENDS THAT:
FSGLI was wrongfully taken from her pay because she has no dependents.
FSGLI was taken from her pay for her husband who is on active duty.
In support of her request, the applicant submits copies of her Leave and
Earning Statements (LES). The applicant’s complete submission, with
attachments, is at Exhibit A.
______________________________________________________________
STATEMENT OF FACTS:
Applicant’s Total Active Federal Military Service Date (TAFMSD) is 18
August 1999. She is currently serving on active duty in the grade of staff
sergeant (E-5), with an effective date and date of rank of 1 August 2003.
Public Law 107-14, Veterans’ Survivor Benefits Improvement Act of 2001 was
passed on 5 June 2001 and approved by the President. The law expanded the
Servicemen’s Group Life Insurance (SGLI) program to establish coverage for
spouses and children in the event of their death. The coverage, by law,
was automatic for all members of the Armed Forces who had a spouse or
child(ren), unless the member declined coverage.
Information extracted from the SGLI Website reveals that the applicant
terminated spouse coverage on 30 June 2003.
______________________________________________________________
AIR FORCE EVALUATION:
HQ AFPC/DPW recommends the application be denied. DPW states that the Air
Force put together an aggressive campaign to make members aware of the
program and their benefits. Comments about FSGLI automatic enrollment
appeared in the remarks section of every member’s LES from 30 August - 15
November 2001. The applicant had adequate time to make an election
decision. Although premiums had not yet been deducted from her pay, the
applicant’s spouse was insured for $100,000 for the period 1 November 2001
- 30 June 2003. Had her spouse become a fatality during this period, the
proceeds of the $100,000 coverage would have been paid to her.
The HQ AFPC/DPW evaluation, with attachment, is at Exhibit B.
______________________________________________________________
APPLICANT'S REVIEW OF AIR FORCE EVALUATION:
A copy of the Air Force evaluation was forwarded to applicant on 17 October
2003 for review and response. As of this date, no response has been
received by this office (Exhibit C).
______________________________________________________________
THE BOARD CONCLUDES THAT:
1. The applicant has exhausted all remedies provided by existing law or
regulations.
2. The application was timely filed.
3. Insufficient relevant evidence has been presented to demonstrate the
existence of error or injustice. We took notice of the applicant's
complete submission in judging the merits of the case; however, we agree
with the opinion and recommendation of the Air Force office of primary
responsibility and adopt their rationale as the basis for our conclusion
that the applicant has not been the victim of an error or injustice.
Therefore, in the absence of evidence to the contrary, we find no
compelling basis to recommend granting the relief sought in this
application.
______________________________________________________________
THE BOARD DETERMINES THAT:
The applicant be notified that the evidence presented did not demonstrate
the existence of material error or injustice; that the application was
denied without a personal appearance; and that the application will only be
reconsidered upon the submission of newly discovered relevant evidence not
considered with this application.
______________________________________________________________
The following members of the Board considered this application in Executive
Session on 2 December 2003, under the provisions of AFI 36-2603:
Mr. Joseph G. Diamond, Panel Chair
Mr. Jackson A. Hauslein, Member
Mr. Edward H. Parker, Member
The following documentary evidence was considered in connection with AFBCMR
Docket Number BC-2003-02783.
Exhibit A. DD Form 149, dated 25 Jul 03, w/atchs.
Exhibit B. Letter, HQ AFPC/DPW, dated 7 Oct 03, w/atch.
Exhibit C. Letter, SAF/MRBR, dated 17 Oct 03.
JOSEPH G. DIAMOND
Panel Chair
AF | BCMR | CY2003 | BC-2003-02974
_________________________________________________________________ APPLICANT'S REVIEW OF AIR FORCE EVALUATION: The applicant reviewed the Air Force evaluation and stated despite what the OTS personnel stated she had provided the Board with only information she was given regarding the SGLI program. She states that had she seen the FSGLI premiums being deducted from her pay, she would have taken action to decline coverage. _________________________________________________________________ THE...
AF | BCMR | CY2003 | BC-2003-00665
On 5 June 2001, Public Law 107-14 established the FSGLI program that was implemented on 1 November 2001, making it possible for servicemembers to provide up to $100,000 coverage for their spouse and $10,000 coverage for their dependent children through the Office of Servicemembers’ Group Life Insurance. The applicant married an active duty member of the Army on 2 August 2001. _________________________________________________________________ AIR FORCE EVALUATION: AFPC/DPW recommends the...
AF | BCMR | CY2003 | BC-2002-03709
Apparently, Mountain Home AFB had failed to enter a code in their records to show joint spouse and exemption from SGLI spouse coverage. There is no declination statement in the member’s record. No premiums were deducted from her pay until she arrived at Laughlin AFB in September 2002.
AF | BCMR | CY2004 | BC-2003-02449
On 13 June 2003, the applicant declined FSGLI coverage on SGLV 8286A, Family Coverage Election. The applicant’s Leave and Earnings Statement dated for the month of May 2003, indicates a total debt of $360 for FSGLI premiums from 1 November 2001 through 30 April 2003. DPW states that in accordance to public law, although premiums had not yet been deducted from her pay, the applicant’s spouse was insured for $100,000 for the period 1 November 2001 through 30 June 2003.
AF | BCMR | CY2004 | BC-2004-00134
They indicated Air Force leadership took adequate steps to inform all members of this new program and the applicant had adequate time to make an election decision. In accordance with public law, although premiums had not yet been deducted from her pay, the applicant’s spouse was insured for $100,000 for the period 1 November 2001 to present. _________________________________________________________________ THE BOARD DETERMINES THAT: The applicant be notified that the evidence presented did...
AF | BCMR | CY2002 | BC-2002-02213
RECORD OF PROCEEDINGS AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS IN THE MATTER OF: DOCKET NUMBER: 02-02213 COUNSEL: NONE HEARING DESIRED: NO _________________________________________________________________ APPLICANT REQUESTS THAT: She be reimbursed for the Family Member Servicemembers’ Group Life Insurance (FSGLI) premiums deducted from her pay during the period from 1 November 2001 through 28 February 2002. The applicant’s complete submission is at Exhibit A. On 5 June 2001,...
AF | BCMR | CY2003 | BC-2003-01393
DPW requested the applicant provide a copy of her SGLV 8286A, Family Coverage Election Certificate, declining coverage and any documentation to support her claim. Applicant did not respond or provide the additional information needed to sufficiently evaluate her claim. The HQ AFPC/DPW evaluation, with attachment, is at Exhibit B.
AF | BCMR | CY2004 | BC-2004-01474
Applicant’s complete submission, with attachments, is at Exhibit A. On 2 December 2003, the applicant completed an SGLV 8286A declining FSGLI coverage. In accordance with public law, although premiums had not yet been deducted from her pay, the applicant’s spouse was insured for $100,000.00 for the period 1 November 2001 through 31 December 2003.
AF | BCMR | CY2003 | BC-2003-03710
RECORD OF PROCEEDINGS AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS IN THE MATTER OF: DOCKET NUMBER: BC-2002-03710 COUNSEL: NONE HEARING DESIRED: NO _________________________________________________________________ APPLICANT REQUESTS THAT: He be reimbursed for the Family Servicemembers’ Group Life Insurance (FSGLI) premiums deducted from his pay. He states that had he seen the FSGLI premiums being deducted from his pay, he would have taken action to decline coverage. ...
AF | BCMR | CY2004 | BC-2003-03434
_________________________________________________________________ AIR FORCE EVALUATION: AFPC/DPW recommends the application be denied. Although premiums had not yet been deducted from her pay, DPW states her spouse was insured for $100,000 for the period 1 November 2001 through 30 June 2003. _________________________________________________________________ The following members of the Board considered this application in Executive Session on 20 April 2004, under the provisions of AFI...