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AF | BCMR | CY2001 | 0102078
Original file (0102078.doc) Auto-classification: Approved

                            RECORD OF PROCEEDINGS
         AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS

IN THE MATTER OF:                 DOCKET NO:  01-02078
                             INDEX CODE:  128.10

                                  COUNSEL:  NONE

                                  HEARING DESIRED:  NO


_________________________________________________________________

APPLICANT REQUESTS THAT:

She be allowed to enroll in the Veterans’ Group Life Insurance  (VGLI)
program, effective 1 May 1999.

_________________________________________________________________

APPLICANT CONTENDS THAT:

On 29 September 1998, she signed what she thought was a VGLI form, but
it was an SGLI form.  She had no way of  knowing  that  the  form  she
filled out was not the correct  form.   She  has  no  insurance.   She
realizes she may have to pay back premiums.

Her complete submission is at Exhibit A.

_________________________________________________________________

STATEMENT OF FACTS:

The applicant was retired from active  duty  in  the  grade  of  staff
sergeant, effective  1  January  1999.   On  29  September  1998,  she
executed an SGLV  Form  8286,  Servicemembers’  Group  Life  Insurance
Election and Certificate, indicating maximum coverage of $200,000.

The remaining relevant facts pertaining to this application, extracted
from the applicant’s military records, are  contained  in  the  letter
prepared by the appropriate office of the Air Force at Exhibit C.

_________________________________________________________________

AIR FORCE EVALUATION:

HQ AFPC/DPW recommended that the application be denied.  The applicant
has not provided evidence that  she  was  improperly  briefed  by  the
separations counselor at the time of her retirement.   The  fact  that
she completed an SGLI form cannot be construed as an  application  for
VGLI.

A complete copy of the evaluation is at Exhibit C.

_________________________________________________________________

APPLICANT'S REVIEW OF AIR FORCE EVALUATION:

A copy of the Air Force evaluation was forwarded to the  applicant  on
12 October 2001, for review and response within 30 days  (Exhibit  D).
As of this date, she has not responded.

_________________________________________________________________

THE BOARD CONCLUDES THAT:

1.    The applicant has exhausted all remedies  provided  by  existing
law or regulations.

2.    The application was timely filed.

3.    Sufficient relevant evidence has been presented  to  demonstrate
the existence of probable error or injustice.  We are persuaded by the
documentation provided that the applicant may have  been  miscounseled
during her separation briefing.  It is reasonable to assume  that  the
applicant believed she was  applying  for  VGLI  coverage,  as  it  is
implausible to us that she would have applied for  SGLI  in  September
1998, when she was so close to her retirement date of 1 January  1999.
Since it appears  that  she  may  not  have  been  properly  counseled
regarding the correct form, any doubt concerning this matter should be
resolved in favor of the  applicant.   We  noted  that  the  applicant
understands that premiums may  be  recouped  for  her  VGLI  coverage.
Therefore, we recommend that her records  be  corrected  as  indicated
below.

_________________________________________________________________

THE BOARD RECOMMENDS THAT:

The pertinent military records of the  Department  of  the  Air  Force
relating to APPLICANT be corrected to show that on 29 September  1998,
she executed an SGLI Form 8714, Application for Veterans’  Group  Life
Insurance (VGLI), effective 1 May 1999.
_________________________________________________________________

The following members of the  Board  considered  this  application  in
Executive Session on 28 November 2001, under the provisions of AFI 36-
2603:

                  Mr. Terry A. Yonkers, Panel Chair
                  Mr. Michael V. Barbino, Member
              Mr. Michael K. Gallogly, Member

All members  voted  to  correct  the  records,  as  recommended.   The
following documentary evidence was considered:

   Exhibit A.  DD Form 149, dated 5 Aug 2001, w/atchs.
   Exhibit B.  Applicant's Master Personnel Records.
   Exhibit C.  Letter, HQ AFPC/DPW, dated 3 Oct 2001.
   Exhibit D.  Letter, SAF/MRBR, dated 12 Oct 2001.



              TERRY A. YONKERS
                                   Panel Chair


AFBCMR 01-02078




MEMORANDUM FOR THE CHIEF OF STAFF

      Having received and considered the recommendation of the Air
Force Board for Correction of Military Records and under the authority
of Section 1552, Title 10, United States Code (70A Stat 116), it is
directed that:

      The pertinent military records of the Department of the Air
Force relating to, be corrected to show that on 29 September 1998, she
executed an SGLI Form 8714, Application for Veterans’ Group Life
Insurance (VGLI), effective 1 May 1999.




            JOE G. LINEBERGER
            Director
            Air Force Review Boards Agency


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