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AF | BCMR | CY2005 | BC-2005-01729
Original file (BC-2005-01729.doc) Auto-classification: Denied


                       RECORD OF PROCEEDINGS
         AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS


IN THE MATTER OF:      DOCKET NUMBER:  BC-2005-01729
            INDEX CODE:  137.00

            COUNSEL:  NONE

            HEARING DESIRED:  NO

MANDATORY CASE COMPLETION DATE:  28 NOVEMBER 2006

_________________________________________________________________

APPLICANT REQUESTS THAT:

His records be corrected to permit him  to  provide  Survivor  Benefit
Plan (SBP) coverage for his spouse.

_________________________________________________________________

APPLICANT CONTENDS THAT:

He notified the Defense Department after he was married in August 1990
that his wife was to  be  listed  as  his  beneficiary.   He  was  not
notified of any benefits or the timing of the SBP program,  subsequent
to his marriage.

In support of the appeal, applicant submits a  personal  statement,  a
copy of his marriage certificate, and several letters  in  support  of
the appeal.

Applicant's complete submission, with attachments, is at Exhibit A.

_________________________________________________________________

STATEMENT OF FACTS:

Records reflect the applicant, a Reservist, was unmarried and declined
SBP coverage effective  23  February  1981,  his  60th  birthday.   He
married P--- on 25  August  1990;  however,  there  is  no  record  he
submitted a request to establish SBP coverage on P---‘s behalf  within
the first year of their marriage.

_________________________________________________________________

AIR FORCE EVALUATION:

AFPC/DPPRT states  although  the  applicant  claims  he  notified  the
Defense Department of his marriage, the Defense Finance and Accounting
Service (DFAS) has no record showing a request was received within the
required time limit.  Furthermore, issues of the Afterburner, News for
USAF Retired Personnel,  were  routinely  mailed  to  the  applicant’s
correspondence address he provided to the  finance  center,  reminding
retirees of their SBP options when marrying after retirement.  Had  he
submitted an election within the first year of his  marriage,  monthly
premiums would have been approximately $76  and  SBP  costs  of  about
$12,800 would have been deducted from his pay to date.  SBP is similar
to commercial life insurance in  that  an  individual  must  elect  to
participate during the time prescribed by law and pay  the  associated
premiums in order to have coverage.  Approval of  this  request  would
provide the applicant and his wife an additional opportunity to  elect
SBP coverage not afforded other retirees similarly situated and is not
justified.  Finally, PL 108-375, 28 October 2004,  authorized  an  SBP
open enrollment, scheduled to begin 1 October 2005, during  which  the
applicant can provide spouse coverage.  While  details  of  this  open
enrollment have not been completed, the law does  require  a  “buy-in”
amount, in addition  to  monthly  premium  payment.   Therefore,  they
recommend denial of applicant’s request.

A complete copy of the evaluation is at Exhibit C.

_________________________________________________________________

APPLICANT'S REVIEW OF AIR FORCE EVALUATION:

Applicant  provided  a  statement  saying  that  he  understands   the
specifics and the conclusion of the  reply  to  his  application.   He
desires to enroll in the SBP program and if  it  can  be  accomplished
through the Corrections Board, it would be most appreciated.  He knows
there would be costs involved, and if the Board cannot approve  it  at
this time, he is  requesting  that  he  be  listed  in  the  new  open
enrollment period scheduled to begin on 1 October 2005.

Applicant's  complete  response,  with  attachments,  is  attached  at
Exhibit E.

_________________________________________________________________

THE BOARD CONCLUDES THAT:

1.  The applicant has exhausted all remedies provided by existing  law
or regulations.

2.  The application was not  timely  filed;  however,  it  is  in  the
interest of justice to excuse the failure to timely file.

3.  Insufficient relevant evidence has been presented  to  demonstrate
the  existence  of  error  or  injustice.   We  took  notice  of   the
applicant's complete submission in judging the  merits  of  the  case;
however, we agree with the opinion and recommendation of the Air Force
and adopt their rationale as the basis for  the  conclusion  that  the
applicant has not been the victim of an error or  injustice.   In  the
absence of evidence to the contrary, we find  no  basis  to  recommend
granting the relief sought in this application.

4.  We note the applicant’s request  that,  by  Board  action,  he  be
enrolled in the SBP via the open enrollment authorized by PL  108-375.
But, the applicant may obtain the relief he is seeking without  action
by this Board.  For further information the applicant  should  contact
his nearest servicing Military  Personnel  Flight  or  the  Air  Force
office of primary responsibility at the  Air  Force  Personnel  Center
(Retiree Services) on 1-800-531-7502.

_________________________________________________________________

THE BOARD DETERMINES THAT:

The  applicant  be  notified  that  the  evidence  presented  did  not
demonstrate the existence of material error  or  injustice;  that  the
application was denied without a personal  appearance;  and  that  the
application will only be reconsidered upon  the  submission  of  newly
discovered relevant evidence not considered with this application.

_________________________________________________________________

The following members of the  Board  considered  this  application  in
Executive Session on 27 October 2005, under the provisions of AFI  36-
2603:

                 Mr. Michael K. Gallogly, Panel Chair
                 Ms. Kathleen F. Graham, Member
                 Mr. Alan A. Blomgren, Member

The following documentary evidence was considered:

      Exhibit A. DD Form 149, dated 15 Feb 04, w/atchs.
      Exhibit B. Applicant's Master Personnel Records.
      Exhibit C. Letter, AFPC/DPPRT, dated 17 Jun 05.
      Exhibit D. Letter, SAF/MRBR, dated 24 Jun 05.
      Exhibit E. Applicant’s Response, dated 5 Jul 05, w/atchs.




                             MICHAEL K. GALLOGLY
                             Panel Chair


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