RECORD OF PROCEEDINGS
AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS
IN THE MATTER OF: DOCKET NUMBER: 02-02546
INDEX NUMBER: 137.00
COUNSEL: NONE
HEARING DESIRED: NO
________________________________________________________________
APPLICANT REQUESTS THAT:
Corrective action be taken that would permit him to provide Survivor
Benefit Plan (SBP) coverage for his wife.
________________________________________________________________
APPLICANT CONTENDS THAT:
He was unaware of the time constraint of one year from the date of his
marriage to select an SBP for his wife.
In support of the appeal, applicant submits a personal statement, a
copy of the Certified Abstract of Marriage, a copy of his Pay
Identification, a copy of the certification of the SBP Briefing, a
copy of the note to DFAS requesting changes to his retirement account,
a copy of the note requesting the deduction for SBP (spouse benefits)
be removed from his Retiree Account Statement, copies of December and
January Retiree Account Statements, and an Afterburner news article.
Applicant’s complete submission, with attachments, is attached at
Exhibit A.
________________________________________________________________
STATEMENT OF FACTS:
The applicant was unmarried, had eligible children, and completed a
valid election for child-only coverage based on full retired pay prior
to his 1 October 1995 retirement. However, the Defense Finance and
Accounting Service – Cleveland Center (DFAS-CL) did not receive a copy
of the member’s election form and established automatic spouse
coverage based on full retired pay. On 17 November 1995, DFAS-CL
received a request from the applicant to delete the spouse SBP cost
since he was not married at retirement. The applicant’s record was
changed to show he declined SBP coverage and had no eligible spouse.
The finance center refunded premiums erroneously deducted for spouse
coverage to the applicant. The applicant and his spouse married on 31
May 1997; however, he failed to request SBP coverage for her within
the first year of their marriage. Had child-only coverage been
properly established, the monthly premium would have been
approximately $3 until the youngest child lost eligibility February
2002, child’s 21st birthday.
The remaining relevant facts pertaining to this application, extracted
from the applicant’s military records, are contained in the letter
prepared by the appropriate office of the Air Force at Exhibit C.
________________________________________________________________
AIR FORCE EVALUATION:
AFPC/DPPTR states that a copy of the SBP RIP located in the
applicant’s records shows he signed the certification sheet on 7
August 1995, indicating he was properly briefed on the options and
effects of the Plan. Item H1 of the SBP RIP explained that members,
who have no spouse or child at retirement, may elect SBP for these
dependents within one year of acquisition. Although the applicant
indicated that he might have not committed to memory the information
received at retirement, he notified the finance center twice shortly
after his retirement of the error in his marital status at retirement.
Therefore, it is reasonable to conclude that he was aware he should
have contacted the finance center to obtain information necessary to
add his wife to the Plan when he married. Additionally, the
Afterburner, News For USAF Retired Personnel, published January 2000,
reminded retirees of the opportunity to enroll their newly acquired
spouse in the Plan within the first year of marriage. Public Law 105-
261, 17 October 1998, authorized a one-year open enrollment period (1
March 1999 – 29 February 2000) for retirees to elect coverage. The
applicant could have elected coverage for his wife during this period,
but failed to do so. It would be contrary to the letter and intent of
the law, as well as inequitable, to grant this applicant an additional
opportunity not afforded to other members similarly situated.
Therefore, they recommend denial of applicant’s request. A complete
copy of the evaluation is at Exhibit C.
________________________________________________________________
APPLICANT'S REVIEW OF AIR FORCE EVALUATION:
On 13 September 2002, a copy of the Air Force evaluation was forwarded
to the applicant for review and comment within 30 days. As of this
date, no response has been received by this office.
________________________________________________________________
THE BOARD CONCLUDES THAT:
1. The applicant has exhausted all remedies provided by existing law
or regulations.
2. The application was not timely filed; however, it is in the
interest of justice to excuse the failure to timely file.
3. Insufficient relevant evidence has been presented to demonstrate
the existence of error or injustice. We took notice of the
applicant's complete submission in judging the merits of the case;
however, we agree with the opinion and recommendation of the Air Force
office of primary responsibility and adopt their rationale as the
basis for our conclusion that the applicant has not been the victim of
an error or injustice. Therefore, in the absence of evidence to the
contrary, we find no compelling basis to recommend granting the relief
sought in this application.
________________________________________________________________
THE BOARD DETERMINES THAT:
The applicant be notified that the evidence presented did not
demonstrate the existence of material error or injustice; that the
application was denied without a personal appearance; and that the
application will only be reconsidered upon the submission of newly
discovered relevant evidence not considered with this application.
________________________________________________________________
The following members of the Board considered this application in
Executive Session on 21 January 2003, under the provisions of AFI 36-
2603:
Mr. David C. Van Gasbeck, Panel Chair
Ms. Patricia D. Vestal, Member
Mr. Roscoe Hinton, Jr., Member
The following documentary evidence was considered:
Exhibit A. DD Form 149, dated 25 Jul 02, w/atchs.
Exhibit B. Applicant's Master Personnel Records.
Exhibit C. Letter, DPPTR, dated 11 Sep 02.
Exhibit D. Letter, SAF/MRBR, dated 13 Sep 02.
DAVID C. VAN GASBECK
Panel Chair
AF | BCMR | CY2003 | BC-2003-01653
His third marriage was on 14 Jun 95, but he failed to submit a request to not extend SBP coverage to his third wife before the first anniversary of their marriage; therefore, his third spouse became the eligible spouse beneficiary on 14 Jun 96. Public Law (PL) 99-145 provides a one-year period during which SBP participants with suspended spouse coverage who remarry may choose to not extend SBP protection to the newly acquired spouse. While the applicant acted in a timely manner to notify...
AF | BCMR | CY2003 | BC-2003-01599
It would be contrary to the letter and intent of the law, as well as inequitable, to grant this applicant an additional opportunity not afforded to other members similarly situated. We took notice of the applicant's complete submission in judging the merits of the case; however, we agree with the opinion and recommendation of the Air Force and adopt their rationale as the basis for the conclusion that the applicant has not been the victim of an error or injustice. ...
At that time, RCSBP coverage and premiums were suspended. _________________________________________________________________ AIR FORCE EVALUATION: AFPC/DPPTR states that SBP spouse coverage is suspended when the spouse loses eligibility. We took notice of the applicant’s complete submission in judging the merits of the case; however, we agree with the opinion and the recommendation of the Air Force and adopt their rationale as the basis for our conclusion that the applicant has not been the...
_________________________________________________________________ STATEMENT OF FACTS: The Air Force stated that the applicant was married and elected child only SBP coverage based on full retired pay prior to his 12 May 83 disability retirement. If a member withdraws under this provision, there is no immediate refund of premiums; however, applicable spouse premiums paid by the member can be refunded to the spouse following the member’s death. ...
_________________________________________________________________ APPLICANT'S REVIEW OF AIR FORCE EVALUATION: The applicant's wife submitted a letter stating if they had been counseled adequately they would have not chosen to resume SBP coverage. _________________________________________________________________ The following members of the Board considered this application in Executive Session on 25 September 2001 under the provisions of AFI 36- 2603: Mr. David C. Van Gasbeck, Panel...
AF | BCMR | CY2003 | BC-2003-02485
There is no evidence of an Air Force error or injustice, nor is there any basis in law to grant relief. In some states you are automatically divorced after such a length of time. After a thorough review of the evidence of record and applicant’s submission, we are unpersuaded that he should be allowed to terminate spouse coverage under the SBP.
AF | BCMR | CY2003 | BC-2003-01282
_________________________________________________________________ STATEMENT OF FACTS: The applicant was unmarried and elected child only SBP coverage based on full retired pay prior to his 1 October 1992 retirement date. Records reflect the applicant and N--- married on 13 April 1993, but he failed to elect SBP coverage for her within the first year following their marriage. We took notice of the applicant's complete submission in judging the merits of the case; however, we agree with the...
AF | BCMR | CY2004 | BC-2004-02796
The applicant did not add his spouse to his existing child coverage within the first year of their marriage. Furthermore, Item H1 clearly and specifically describes the post-retirement option: servicemembers, who at the time of retirement had no spouse or child, are eligible to elect SPB for these dependents within one year of acquisition. Furthermore, it was nearly five years after he retired that he got married and at the time of his marriage, he had no recollection of the one-year time...
AF | BCMR | CY2003 | BC-2003-01220
The applicant married on 1 September 2000, but he did not elect SBP coverage for his spouse within the first year following his marriage. There is no record that he submitted a request within the first year of marriage. If the Board’s decision is to grant relief, the applicant’s record should be corrected to show that on 31 August 2001 he elected to add his spouse to his child only coverage based on full-retired pay.
___________________________________________________________________ STATEMENT OF FACTS: The Air Force stated that the applicant elected child only SBP coverage based on full retired pay prior to his 1 Mar 73 retirement. They stated that a member who fails to provide SBP coverage for an eligible spouse at the time of retirement may not later elect coverage for that person, or another person of the same category, unless Congress authorizes an open enrollment. ...