RECORD OF PROCEEDINGS
AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS
IN THE MATTER OF: DOCKET NUMBER: 01-02112
INDEX CODE: 137.00
APPLICANT COUNSEL: None
SSN HEARING DESIRED: NO
_________________________________________________________________
APPLICANT REQUESTS THAT:
He be allowed to terminate spouse coverage under the Survivor Benefit
Plan (SBP).
_________________________________________________________________
APPLICANT CONTENDS THAT:
The SBP was added to his retired pay without his knowledge, advice or
approval.
Applicant's complete submission is attached at Exhibit A.
_________________________________________________________________
STATEMENT OF FACTS:
The applicant and his first spouse were married on 14 May 1960.
Effective 30 November 1974, he was relieved from this assignment,
removed from Reserve status and assigned to the retired reserve
section on 1 December 1974, awaiting pay at 60.
Public Law (PL) 95-397, effective 30 September 1978, provided for the
RCSBP. Congress authorized an open enrollment period from 1 October
1978 through 30 September 1979, which was later extended to 31 March
1980. According to the applicant's RCSBP Election Certificate, dated
20 February 1979, he elected spouse and child coverage, Option C,
immediate coverage, based on full retired pay.
According to the applicant, he and his first spouse were divorced in
the early 1980's and his youngest child lost eligibility in 1988.
The applicant began receiving retired pay effective 13 June 1992 when
he reached age 60. At that time, RCSBP coverage and premiums were
suspended. The RCSBP add-on charges for child coverage continued to
be deducted from his retired pay, as required by law.
The applicant and his current spouse were married on 29 August 1998
but he did not advise the Defense Finance and Accounting Service
(DFAS) that he did not want to resume coverage on his new spouse.
When DFAS-Cleveland (DFAS-CL) learned of his remarriage in February
2001, RCSBP spouse coverage was reinstated and recovery of premiums
retroactive to 1 September 1999 (first anniversary of the remarriage)
was commenced by DAFS-CL. The add-ons charges for child coverage were
suspended as a result of his remarriage.
_________________________________________________________________
AIR FORCE EVALUATION:
AFPC/DPPTR states that SBP spouse coverage is suspended when the
spouse loses eligibility. Under Public Law (PL) 99-145 a retiree is
allowed not to elect to resume coverage for a newly acquired spouse;
however, if the service member fails to take action before the first
anniversary of the marriage the new spouse is automatically covered at
the previous level. The premiums will become effective the first day
of the thirteenth month and DFAS will recover any cost retroactively.
The applicant's failure to notify DFAS in timely manner to terminate
spouse coverage and incurring this debt is unfortunate; however, his
spouse became an eligible beneficiary on the first anniversary of
their marriage and would have received an annuity after the recovery
of the premium debt if the applicant had died before then. In
addition, the Afterburner, News for USAF for Retired Personnel,
regularly publishes information to remind the retirees that it is
their responsibility to keep their beneficiary information up to date.
To provide the applicant additional time to terminate his SBP
coverage would be unfair to other members in similar situations,
therefore they recommend denying the applicant’s request.
A complete copy of the evaluation is attached at Exhibit B.
_________________________________________________________________
APPLICANT'S REVIEW OF AIR FORCE EVALUATION:
A copy of the Air Force evaluation was forwarded to the applicant on 7
September 2001, for review and response. As of this date, no response
has been received by this office.
_________________________________________________________________
THE BOARD CONCLUDES THAT:
1. The applicant has exhausted all remedies provided by existing
law or regulations.
2. The application was not timely filed; however, it is in the
interest of justice to excuse the failure to timely file.
3. Insufficient relevant evidence has been presented to demonstrate
the existence of probable error or injustice. We took notice of the
applicant’s complete submission in judging the merits of the case;
however, we agree with the opinion and the recommendation of the Air
Force and adopt their rationale as the basis for our conclusion that
the applicant has not been the victim of an error or injustice. In
this respect, PL 99-145 provides the service member the opportunity to
elect to not enroll or resume SBP coverage for a newly acquired
spouse. The service member must notify DFAS of the change in coverage
before the first anniversary of the marriage, if not the new spouse
will be automatically covered at the previous level. The applicant
had opportunities to obtain information regarding how to make changes
in his coverage. To provide the applicant additional time to
terminate his participation in SBP would be unfair to other retirees
in similar situations. Therefore, in the absence of evidence to the
contrary, we find no compelling basis to recommend granting the relief
sought in this application.
_________________________________________________________________
THE BOARD DETERMINES THAT:
The applicant be notified that the evidence presented did not
demonstrate the existence of probable material error or injustice;
that the application was denied without a personal appearance; and
that the application will only be reconsidered upon the submission of
newly discovered relevant evidence not considered with this
application.
_________________________________________________________________
The following members of the Board considered this application in
Executive Session on 20 November 2001 under the provisions of AFI 36-
2603:
Mr. David C. Van Gasbeck, Panel Chair
Ms. Patricia D. Vestal, Member
Mr. Michael J. Novel, Member
The following documentary evidence was considered:
Exhibit A. DD Form 149, dated 16 Jul 01, w/atchs.
Exhibit B. Letter, HQ AFPC/DPPTR, dated 31 Aug 01.
Exhibit C. Letter, SAF/MIBR, dated 7 Sep 01.
DAVID C. VAN GASBECK
Panel Chair
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