RECORD OF PROCEEDINGS
AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS
IN THE MATTER OF: DOCKET NUMBER: BC-2013-01425
COUNSEL: NONE
HEARING DESIRED: NO
________________________________________________________________
APPLICANT REQUESTS THAT:
She be reimbursed Family Servicemembers Group Life Insurance (FSGLI) premiums for the period covering 1 Oct 10 to 31 Mar 12, in the amount of $90.00.
________________________________________________________________
APPLICANT CONTENDS THAT:
She declined FSGLI coverage; however, her paperwork was lost in the military personnel flight (MPF), causing her to have to resubmit her request. Subsequently, her May 12 Leave and Earning Statement (LES) reflects a retroactive FSGLI deduction, despite her previously declining coverage.
The applicants complete submission, with attachments, is at Exhibit A.
________________________________________________________________
STATEMENT OF FACTS:
The applicant is currently serving in the Regular Air Force in the grade of senior airman (E-4).
On 9 Mar 12, a SGLV 8286, Servicemembers Group Life Insurance Election and Certificate, was initiated by the applicant, electing her mother, her father, and her spouse as Servicemembers Group Life Insurance (SGLI) beneficiaries.
On 9 Mar 12, the applicant indicated on a SGLV 8286A, Family Coverage Election and Certificate, part IV, spouse information, I do not want coverage for my spouse at this time.
The remaining relevant facts pertaining to this application are described in the letter prepared by the Air Force office of primary responsibility (OPR), which is attached at Exhibit C.
________________________________________________________________
AIR FORCE EVALUATION:
AFPC/DPFCS recommends denial, indicating the FSGLI program was implemented Department of Defense (DoD) wide on 1 Nov 01, mandating that coverage for spouses military members (to include military-married-to-military couples) and dependent children automatically go into effect on the date of implementation (or date of marriage) so long as the member was insured under the SGLI program. In this case, the applicant was married on 8 Oct 10 and the law required automatic coverage of her spouse unless FSGLI coverage was declined in writing using the SGLV 8286A. The applicant did not decline FSGLI coverage until 9 Mar 12. In accordance with the Veterans Survivor Benefits Improvement Act of 2001 (Public Law 107-14), the applicants spouse was insured for $100,000 for the period of 1 Oct 10 to 31 Mar 12 and, had he passed away during this period, the proceeds of the $100,000 policy would have been paid to the applicant.
A complete copy of the AFPC/DPFCS evaluation is at Exhibit C.
________________________________________________________________
APPLICANT'S REVIEW OF AIR FORCE EVALUATION:
A copy of the Air Force evaluation was forwarded to the applicant on 14 Apr 13 for review and comment within 30 days. As of this date, no response has been received by this office (Exhibit D).
________________________________________________________________
THE BOARD CONCLUDES THAT:
1. The applicant has exhausted all remedies provided by existing law or regulations.
2. The application was timely filed.
3. Insufficient relevant evidence has been presented to demonstrate the existence of an error or injustice. We took notice of the applicants complete submission in judging the merits of the case; however, we agree with the opinion and recommendation of the Air Force office of primary responsibility and adopt its rationale as the basis for our conclusion that the applicant has not been the victim of an error or injustice. Therefore, in the absence of evidence to the contrary, we find no basis to recommend granting the relief sought in this application.
________________________________________________________________
THE BOARD DETERMINES THAT:
The applicant be notified the evidence presented did not demonstrate the existence of material error or injustice; the application was denied without a personal appearance; and the application will only be reconsidered upon the submission of newly discovered relevant evidence not considered with this application.
________________________________________________________________
The following members of the Board considered AFBCMR Docket Number BC-2012-01425 in Executive Session on 14 Jan 14, under the provisions of AFI 36-2603:
Panel Chair
Member
Member
The following documentary evidence was considered:
Exhibit A. DD Form 149, dated 14 Mar 13, w/atchs.
Exhibit B. Applicant's Master Personnel Records.
Exhibit C. Letter, AFPC/DPFCS, dated 26 Mar 13.
Exhibit D. Letter, SAF/MRBR, dated 14 Apr 13.
Panel Chair
3
AF | BCMR | CY2014 | BC 2014 01641
RECORD OF PROCEEDINGS AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS IN THE MATTER OF: DOCKET NUMBER: BC-2014-01641 COUNSEL: NONE HEARING DESIRED: NO APPLICANT REQUESTS THAT: He receive reimbursement for the Family Member Servicemembers Group Life Insurance (FSGLI) premiums deducted during the period 1 Mar 11 1 Apr 14. The remaining relevant facts pertaining to this application are contained in the memorandum prepared by the Air Force office of primary responsibility (OPR), which is...
AF | BCMR | CY2006 | BC-2005-03487
In this respect, we note that Public Law 107-14 established the FSGLI program that was implemented on 1 November 2001, making it possible for servicemembers to provide up to $100,000 coverage for their spouse and $10,000 coverage for their dependent children through the Office of Servicemembers’ Group Life Insurance. On 19 May 2005, she again declined FSGLI coverage and has been refunded the premiums from June 2005 through October 2005. ...
AF | BCMR | CY2005 | BC-2005-02611
Applicant’s complete submission, with attachments, is at Exhibit A. On 9 August 2005, the applicant completed an SGLV Form 8286A, Family Coverage Election, declining coverage. _________________________________________________________________ AIR FORCE EVALUATION: AFPC/DPFC recommended denial indicating Air Force leadership took adequate steps to inform all members of this new program and the applicant had adequate time to make an election decision.
AF | BCMR | CY2007 | BC 2007 03359
Ultimately, targeting military to military couples demonstrates the flaws in the DFAS and MPF processes that have existed for nearly six years and now the military members are being held financially responsible for DFAS/MPF process and communication errors. For spouses and children of military members with current Servicemembers Group Life Insurance (SGLI) coverage, coverage was automatic and commenced on 1 Nov 01 unless members opted out between 1 Nov 01 and 31 Dec 01. ...
AF | BCMR | CY2005 | BC-2004-03144
The law mandated that coverage for spouses [to include military-married- to-military couples (mil-mil couples)] and dependent children automatically go into effect on the date of implementation so long as the member was insured under the SGLI program, unless the member declined the coverage in writing. The Leave and Earnings Statements provided by the applicant reflect that no premiums were deducted for FSGLI coverage until August 2004. Exhibit C. Letter, SAF/MRBR, dated 24 Nov 04.
AF | BCMR | CY2006 | BC-2006-01073
DPFC explains the law mandated that coverage for spouses (to include military-married-to- military couples (mil-to-mil)) and dependent children automatically go into effect on the date of implementation so long as the member was insured under the SGLI program. She notes the article does not specifically mention mil-to-mil, or that your active duty spouse is considered your dependent for this program, or that if an election is not made payments would automatically be deducted from your pay. ...
AF | BCMR | CY2006 | BC-2006-00964
The coverage, by law, was automatic for all members of the Armed Forces who had a spouse and/or children, unless the member declined coverage. Applicant claims that DEERS personnel explained that FSGLI applies only to service members with dependents and not to active duty military members with an active duty spouse who are already covered under SGLI. We took notice of the applicant's complete submission in judging the merits of the case; however, we agree with the opinion and...
AF | BCMR | CY2002 | BC-2002-02897
_________________________________________________________________ AIR FORCE EVALUATION: ARPC/DPS recommends the application be denied, and states in part, that there is no evidence that an injustice occurred. The coverage, by law, was automatic for all members of the Armed Forces who had a spouse and/or children, unless the member declined coverage. _________________________________________________________________ The following members of the Board considered Docket Number 02-02897...
AF | BCMR | CY2003 | BC-2003-00665
On 5 June 2001, Public Law 107-14 established the FSGLI program that was implemented on 1 November 2001, making it possible for servicemembers to provide up to $100,000 coverage for their spouse and $10,000 coverage for their dependent children through the Office of Servicemembers’ Group Life Insurance. The applicant married an active duty member of the Army on 2 August 2001. _________________________________________________________________ AIR FORCE EVALUATION: AFPC/DPW recommends the...
AF | BCMR | CY2008 | BC-2007-00828
RECORD OF PROCEEDINGS AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS IN THE MATTER OF: DOCKET NUMBER: BC-2007-00828 INDEX CODE: 128.14 COUNSEL: NONE HEARING DESIRED: NO _________________________________________________________________ APPLICANT REQUESTS THAT: His records be corrected to show he declined Family Servicemember’s Group Life Insurance (FSGLI) coverage on 1 Nov 01, he be reimbursed for FSGLI premiums he paid and the debt be removed from his records. His spouse separated from...