RECORD OF PROCEEDINGS
AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS
IN THE MATTER OF: DOCKET NUMBER: BC-2005-02611
INDEX CODE: 128.14
COUNSEL: NONE
HEARING DESIRED: NO
MANDATORY CASE COMPLETION DATE: 22 FEB 07
_________________________________________________________________
APPLICANT REQUESTS THAT:
She be reimbursed for the amount of Family Servicemembers’ Group Life
Insurance (FSGLI) deducted from her pay.
_________________________________________________________________
APPLICANT CONTENDS THAT:
She believes the record to be in error and unjust. She indicates she was
not briefed about the FSGLI and was charged for FSGLI for her husband who
was serving on active duty. Her Leave and Earnings Statement (LES)
indicates she had SGLI coverage only.
Applicant’s complete submission, with attachments, is at Exhibit A.
_________________________________________________________________
STATEMENT OF FACTS:
The applicant is currently serving in the Regular Air Force in the grade of
staff sergeant.
On 5 June 2001, the President signed into law approving Public Law 107-14,
which was the enabling legislation for the FSGLI program. FSGLI, which was
implemented Department of Defense (DOD) wide on 1 November 2001, made it
possible for servicemembers to take out low cost insurance on their spouse
for up to $100,000 (premium charged) and $10,000 life insurance for
dependent children (no cost) through the Office of Servicemembers’ Group
Life Insurance. The law mandated that coverage for spouses (to include
military married to military couples) and dependent children automatically
go into effect on the date of implementation so long as the member was
insured under the Servicemembers’ Group Life Insurance (SGLI) program.
On 9 August 2005, the applicant completed an SGLV Form 8286A, Family
Coverage Election, declining coverage.
_________________________________________________________________
AIR FORCE EVALUATION:
AFPC/DPFC recommended denial indicating Air Force leadership took adequate
steps to inform all members of this new program and the applicant had
adequate time to make an election decision. In accordance with public law,
although premiums had not yet been deducted from her pay, the applicant’s
spouse was insured for $100,000 for the period 1 November 2001 to present.
Had the applicant’s spouse become a fatality during this period, the
proceeds of the $100,000 coverage would have been paid to her IAW 38 U.S.C.
1970.
The evaluation, with attachments, is at Exhibit C.
_________________________________________________________________
APPLICANT'S REVIEW OF AIR FORCE EVALUATION:
The applicant reviewed the evaluation and indicated she was on bed rest
from 1 March through 26 July 2001 and did not return to work until 1
October 2001. Therefore, during that time frame, she did not have access
to those things indicated in attachment one of the Air Force evaluation.
The applicant’s response is at Exhibit E.
_________________________________________________________________
THE BOARD CONCLUDES THAT:
1. The applicant has exhausted all remedies provided by existing law or
regulations.
2. The application was timely filed.
3. Insufficient relevant evidence has been presented to demonstrate the
existence of an error or an injustice. We took notice of the applicant's
complete submission in judging the merits of the case; however, we agree
with the opinion and recommendation of the Air Force and adopt its
rationale as the basis for our conclusion that the applicant has not been
the victim of an error or injustice. The Board is persuaded the applicant
had adequate time between 1 November and 31 December 2001 to make an
election decision. She did not provide any documentation to indicate she
was not aware of this change. The applicant indicates she was on bed rest
from 1 March through 26 July 2001 and was never briefed regarding the
FSGLI. Other than her own assertions, she presents insufficient evidence
to support her assertion. It appears that while the applicant was
stationed at Andrews Air Force Base, the information regarding the new
program was publicized in the base newspaper. In addition, information
regarding the program was included on Leave and Earning Statements
commencing in August 2001. In view of the foregoing, the applicant has not
established to our satisfaction that she was unaware of the new program and
her responsibility to decline coverage if she did not want her spouse
covered. We note the applicant declined coverage in writing on 9 August
2005. Therefore, in the absence of evidence to the contrary, we find no
compelling basis to recommend granting the relief sought.
_________________________________________________________________
THE BOARD DETERMINES THAT:
The applicant be notified the evidence presented did not demonstrate the
existence of an error or injustice; the application was denied without a
personal appearance; and the application will only be reconsidered upon the
submission of newly discovered relevant evidence not considered with this
application.
_________________________________________________________________
The following members of the Board considered AFBCMR Docket Number BC-2005-
02611 in Executive Session on 15 November 2005, under the provisions of AFI
36-2603:
Mr. Richard A. Peterson, Panel Chair
Ms. Jean A. Reynolds, Member
Ms. Janet I. Hassan, Member
The following documentary evidence was considered:
Exhibit A. DD Form 149, dated 11 Aug 05, w/atchs.
Exhibit B. Master Personnel Records.
Exhibit C. Letter, AFPC/DPFC, undated, w/atchs.
Exhibit D. Letter, SAF/MRBR, dated 16 Sep 05.
Exhibit E. Letter, Applicant, undated.
RICHARD A. PETERSON
Panel Chair
AF | BCMR | CY2006 | BC-2005-03487
In this respect, we note that Public Law 107-14 established the FSGLI program that was implemented on 1 November 2001, making it possible for servicemembers to provide up to $100,000 coverage for their spouse and $10,000 coverage for their dependent children through the Office of Servicemembers’ Group Life Insurance. On 19 May 2005, she again declined FSGLI coverage and has been refunded the premiums from June 2005 through October 2005. ...
AF | BCMR | CY2006 | BC-2006-01073
DPFC explains the law mandated that coverage for spouses (to include military-married-to- military couples (mil-to-mil)) and dependent children automatically go into effect on the date of implementation so long as the member was insured under the SGLI program. She notes the article does not specifically mention mil-to-mil, or that your active duty spouse is considered your dependent for this program, or that if an election is not made payments would automatically be deducted from your pay. ...
AF | BCMR | CY2006 | BC-2006-02922
The applicant’s LES dated for the month of August 2006, indicates a total debt of $481 for FSGLI premiums from 1 November 2001 through 30 August 2006. DPFC states that the Air Force took adequate steps as directed to inform all members of this new program and that the member had adequate time between 1 November and 31 December 2001 to make an election decision. _________________________________________________________________ APPLICANT’S REVIEW OF AIR FORCE EVALUATION: On 20 Oct 06, a copy...
AF | BCMR | CY2007 | BC-2006-02922
The applicant’s LES dated for the month of August 2006, indicates a total debt of $481 for FSGLI premiums from 1 November 2001 through 30 August 2006. DPFC states that the Air Force took adequate steps as directed to inform all members of this new program and that the member had adequate time between 1 November and 31 December 2001 to make an election decision. _________________________________________________________________ APPLICANT’S REVIEW OF AIR FORCE EVALUATION: On 20 Oct 06, a copy...
AF | BCMR | CY2006 | BC-2006-01913
RECORD OF PROCEEDINGS AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS IN THE MATTER OF: DOCKET NUMBER: BC-2006-01913 COUNSEL: NONE HEARING DESIRED: NO MANDATORY CASE COMPLETION DATE: 25 DECEMBER 2007 _________________________________________________________________ APPLICANT REQUESTS THAT: She be reimbursed for premiums deducted from her pay for Family Servicemen’s Group Life Insurance (FSGLI). If her service record needs to be corrected, it must be to enroll her active duty spouse under...
AF | BCMR | CY2013 | BC-2013-01425
RECORD OF PROCEEDINGS AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS IN THE MATTER OF: DOCKET NUMBER: BC-2013-01425 COUNSEL: NONE HEARING DESIRED: NO ________________________________________________________________ APPLICANT REQUESTS THAT: She be reimbursed Family Servicemembers Group Life Insurance (FSGLI) premiums for the period covering 1 Oct 10 to 31 Mar 12, in the amount of $90.00. On 9 Mar 12, the applicant indicated on a SGLV 8286A, Family Coverage Election and Certificate, part...
AF | BCMR | CY2008 | BC-2007-00828
RECORD OF PROCEEDINGS AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS IN THE MATTER OF: DOCKET NUMBER: BC-2007-00828 INDEX CODE: 128.14 COUNSEL: NONE HEARING DESIRED: NO _________________________________________________________________ APPLICANT REQUESTS THAT: His records be corrected to show he declined Family Servicemember’s Group Life Insurance (FSGLI) coverage on 1 Nov 01, he be reimbursed for FSGLI premiums he paid and the debt be removed from his records. His spouse separated from...
AF | BCMR | CY2006 | BC-2006-01324
RECORD OF PROCEEDINGS AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS IN THE MATTER OF: DOCKET NUMBER: BC-2006-01324 INDEX CODE: 100.03 COUNSEL: NONE HEARING DESIRED: NO MANDATORY CASE COMPLETION DATE: 05 SEPTEMBER 2007 ___________________________________________________________________ APPLICANT REQUESTS THAT: He be reimbursed the Family Servicemembers’ Group Life Insurance (FSGLI) premiums deducted from his pay from 1 November 2001 through 31 October 2005. In addition, the Air Force...
AF | BCMR | CY2003 | BC-2002-03709
Apparently, Mountain Home AFB had failed to enter a code in their records to show joint spouse and exemption from SGLI spouse coverage. There is no declination statement in the member’s record. No premiums were deducted from her pay until she arrived at Laughlin AFB in September 2002.
AF | BCMR | CY2002 | BC-2002-02213
RECORD OF PROCEEDINGS AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS IN THE MATTER OF: DOCKET NUMBER: 02-02213 COUNSEL: NONE HEARING DESIRED: NO _________________________________________________________________ APPLICANT REQUESTS THAT: She be reimbursed for the Family Member Servicemembers’ Group Life Insurance (FSGLI) premiums deducted from her pay during the period from 1 November 2001 through 28 February 2002. The applicant’s complete submission is at Exhibit A. On 5 June 2001,...