RECORD OF PROCEEDINGS
AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS
IN THE MATTER OF: DOCKET NUMBER: BC-2002-02897
COUNSEL: NONE
HEARING DESIRED: NO
_________________________________________________________________
APPLICANT REQUESTS THAT:
She be reimbursed for the Family Member Servicemembers’ Group Life
Insurance (FSGLI) premiums deducted from her pay.
_________________________________________________________________
APPLICANT CONTENDS THAT:
She did not understand her active duty spouse, who is covered by SGLI,
could also have coverage under FSGLI.
In support of the appeal, the applicant submits a copy of her election
declining coverage.
The applicant’s complete submission is at Exhibit A.
_________________________________________________________________
STATEMENT OF FACTS:
The applicant is a Reservist serving on active duty in the grade of staff
sergeant (E-5).
On 5 June 2001, Public Law 107-14, established the FSGLI program that was
implemented on 1 November 2001, making it possible for servicemembers to
provide up to $100,000 coverage for their spouse and $10,000 coverage for
their dependent children through the Office of Servicemembers’ Group Life
Insurance.
On 8 July 2002, the applicant completed an SGLV 8286A, electing to decline
FSGLI coverage for her spouse.
_________________________________________________________________
AIR FORCE EVALUATION:
ARPC/DPS recommends the application be denied, and states in part, that
there is no evidence that an injustice occurred. All members of the
Participating Individual Ready Reserve (PIRR) were notified concerning the
new law and declination procedures in August and October of 2001.
The ARPC/DPS evaluation, with attachments, is at Exhibit C.
_________________________________________________________________
APPLICANT'S REVIEW OF AIR FORCE EVALUATION:
A copy of the Air Force evaluation was forwarded to the applicant on 25
October 2002 for review and comment, within 30 days. However, as of this
date, this office has received no response.
_________________________________________________________________
THE BOARD CONCLUDES THAT:
1. The applicant has exhausted all remedies provided by existing law or
regulations.
2. The application was timely filed.
3. Insufficient relevant evidence has been presented to demonstrate the
existence of error or injustice. Public Law 107-14 established the FSGLI
program that was implemented on 1 November 2001, making it possible for
servicemembers to provide up to $100,000 coverage for their spouse and
$10,000 coverage for their dependent children through the Office of
Servicemembers’ Group Life Insurance. The coverage, by law, was automatic
for all members of the Armed Forces who had a spouse and/or children,
unless the member declined coverage. Members who did not desire coverage
had to complete an election declining coverage during the month of November
2001. No evidence has been submitted showing that the applicant declined
coverage during the month of November 2001. The applicant contends that
although she did receive notification of the coverage by mail, she did not
understand that her active duty spouse could also have coverage under the
FSGLI. However, the letter provided to reservists by ARPC regarding
updated information on expanded SGLI coverage clearly stated, “Military
married to military members will also incur the costs of premiums.” We
therefore agree with the opinion and recommendation of the Air Force office
of primary responsibility and adopt their rationale as the basis for our
conclusion that no basis exists to reimburse the premiums withheld.
Therefore, we find no basis to recommend granting the relief sought in this
application.
_________________________________________________________________
THE BOARD DETERMINES THAT:
The applicant be notified that the evidence presented did not demonstrate
the existence of material error or injustice; that the application was
denied without a personal appearance; and that the application will only be
reconsidered upon the submission of newly discovered relevant evidence not
considered with this application.
_________________________________________________________________
The following members of the Board considered Docket Number 02-02897 in
Executive Session on 12 December 2002, under the provisions of AFI 36-2603:
Mr. Joseph G. Diamond, Panel Chair
Mr. Jackson A. Hauslein, Member
Mr. Edward H. Parker, Member
The following documentary evidence was considered:
Exhibit A. DD Form 149, dated 6 Sep 02, w/atchs.
Exhibit B. Applicant's Master Personnel Records.
Exhibit C. Letter, AFPC/DPS, dated 22 Oct 02, w/atchs.
Exhibit D. Letter, SAF/MRBR, dated 25 Oct 02.
Exhibit E. Letter, Applicant, undated.
JOSEPH G. DIAMOND
Panel Chair
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