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AF | BCMR | CY2005 | BC-2004-02827
Original file (BC-2004-02827.doc) Auto-classification: Denied

                            RECORD OF PROCEEDINGS
             AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS

IN THE MATTER OF:      DOCKET NUMBER:  BC-2004-02827
            INDEX CODE: 128.14
      XXXXXXXXXXXXXXX  COUNSEL:  NONE

      XXXXXXXXXXXXXXXX HEARING DESIRED:  NO

_________________________________________________________________

APPLICANT REQUESTS THAT:

Her records be corrected to  show  she  declined  coverage  for  the  Family
Member Servicemember’s Group Life Insurance (FSGLI) and  she  be  reimbursed
$438.00 for premiums she paid.

_________________________________________________________________

APPLICANT CONTENDS THAT:

She does not recall being informed  of  the  requirement  to  decline  FSGLI
coverage for her spouse who was on active duty and already  covered  by  his
SGLI.  The premiums for the FSGLI were not deducted from  her  monthly  pay.
Had the premiums been deducted from her pay she would have been  alerted  to
make the change and decline  FSGLI.   As  a  result  of  never  having  been
notified of FSGLI coverage and Finance’s failure to make monthly  deductions
for the coverage from her pay, she requests reimbursement of  the  premiums.


In support of her application, the applicant provided a copy of DFAS Form
702, Defense Finance and Accounting Service Military Leave and Earnings
Statement (LES).

Her complete submission, with attachment, is at Exhibit A.

_________________________________________________________________

STATEMENT OF FACTS:

The applicant retired in the grade of  lieutenant  colonel  on  30 September
2003.  A stipend overpayment in the amount of $438  was  deducted  from  her
separation pay.  She served a total of 20 years  and  16  days  active  duty
military service.

_________________________________________________________________

AIR FORCE EVALUATION:

AFPC/DPF recommends denial.  DPF states that the Air  Force  fully  complied
with the law by providing information in advance of implementation  so  that
members could make  an  informed  decision.   Specifically,  comments  about
FSGLI  automatic  enrollment  appeared  in  the  remarks  section  of  every
member’s LES from 30 August through 15  November  2001.   A  public  affairs
official  from  the  80th  Area  Support  Group  confirmed  that  the   base
newspaper, “The Benelux Meteor,” was delivered to the  applicant’s  unit  of
assignment during  this  timeframe;  at  least  one  article  was  published
addressing the requirement to decline FSGLI in writing.   DPF  believes  Air
Force leadership took adequate steps to  inform  all  members  of  this  new
program and that the  applicant  had  adequate  time  to  make  an  election
decision.  In accordance with public law,  although  premiums  had  not  yet
been deducted from her pay, her spouse  was  insured  for  $100,000  from  1
November 2001 to September  2003.   Had  the  applicant’s  spouse  become  a
fatality during this period, the proceeds of the coverage  would  have  been
paid to her IAW 38 U.S.C. 1970.

The DPF evaluation, with attachments, is attached at Exhibit B.

_________________________________________________________________

APPLICANT'S REVIEW OF AIR FORCE EVALUATION:

A copy of the Air Force evaluation was  forwarded  to  the  applicant  on  5
November 2004 for review and comment within 30 days.  As of this date,  this
office has received no response.

_________________________________________________________________

THE BOARD CONCLUDES THAT:

1.  The applicant has exhausted all remedies provided  by  existing  law  or
regulations.

2.  The application was timely filed.

3.    Insufficient relevant evidence has been presented to  demonstrate  the
existence of an  error  or  injustice.   After  a  thorough  review  of  the
evidence of record and applicant’s submission,  we  are  not  persuaded  the
applicant should  be  reimbursed  for  the  FSGLI  premiums  she  paid  from
November 2001 to September 2003.  Applicant’s contentions  are  duly  noted;
however,  we  do  not  find  these  assertions,  in   and   by   themselves,
sufficiently persuasive to override the rationale provided by the office  of
primary responsibility.  We therefore agree with  their  recommendation  and
adopt the rationale expressed  as  the  basis  for  our  decision  that  the
applicant has failed to sustain her burden  of  having  suffered  either  an
error or an injustice.  In view of the above and absent persuasive  evidence
to the contrary, we find no  compelling  basis  to  recommend  granting  the
relief sought.

_________________________________________________________________

THE BOARD DETERMINES THAT:

The applicant be notified that the evidence presented  did  not  demonstrate
the existence of material error  or  injustice;  that  the  application  was
denied without a personal appearance; and that the application will only  be
reconsidered upon the submission of newly discovered relevant  evidence  not
considered with this application.

_________________________________________________________________

The following members of the Board considered this application in  Executive
Session on 8 February 2005, under the provisions of AFI 36-2603:

           Ms. Barbara J. White-Olson, Panel Chair
           Mrs. Barbara R. Murray, Member
           Ms. Janet I. Hassan, Member

The following documentary evidence was considered for AFBCMR  Docket  Number
BC-2004-02827:

   Exhibit A.  DD Form 149, dated 31 Aug 04, w/atch.
   Exhibit B.  Letters, AFPC/DPF, dated 28 Oct 04 w/atchs.
   Exhibit C.  Letter, SAF/MRBR, dated 5 Nov 04.





                                   BARBARA J. WHITE-OLSON
                                   Panel Chair

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