RECORD OF PROCEEDINGS
AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS
IN THE MATTER OF: DOCKET NUMBER: BC-2008-00988
INDEX CODE: 112.00
COUNSEL: NONE
HEARING DESIRED: NO
_________________________________________________________________
APPLICANT REQUESTS THAT:
She be reimbursed for Family Servicemembers’ Group Life Insurance (FSGLI)
premiums deducted from her pay in the amount of $459.00.
_________________________________________________________________
APPLICANT CONTENDS THAT:
She is a nurse and joined the Air Force to support her country in the
medical field. She married in 2006 and attempted to update her status
online at that time, but was not successful. She recently updated her
status, and $459.00 was deducted from her pay without her knowledge,
consent or an explanation.
It was later explained that she had to decline FSGLI or it would be
automatically deducted from her pay. Also, the FSGLI premiums were
retroactively deducted once her martial status had been updated. Both she
and her spouse are active duty; therefore, why were FSGLI payments deducted
from both when both have SGLI?
A military personnel services representative apologized for not informing
her of FSGLI and requested the premiums be reimbursed via the Defense
Finance and Accounting Service (DFAS) office, but the request was denied.
In support of the application, the applicant submits her personal
statement, her Leave and Earnings Statement (LES), and electronic mail
messages.
The applicant's complete submission, with attachments, is at Exhibit A.
_________________________________________________________________
STATEMENT OF FACTS:
The applicant is currently serving on active duty in the rank of captain (0-
3). Her Total Active Federal Military Service Date is 20 Dec 01.
Prior to January 2008, no FSGLI premiums were deducted from the applicant’s
pay. Her Jan 08 LES shows a debt of $459 initiated by the finance office
for FGSLI premiums that had never been collected. A monthly payment of
$29.00 for SGLI is currently being deducted.
The remaining relevant facts pertaining to this application, extracted from
the applicant’s military records, are contained in the letter prepared by
the appropriate office of the Air Force at Exhibit B.
_________________________________________________________________
AIR FORCE EVALUATION:
HQ AFPC/DPWC recommends denial of the applicant's request for reimbursement
of FSGLI premiums from 1 Oct 06 through 31 Dec 07.
DPWC states the FSGLI program was implemented DoD–wide on 1 Nov 2001. The
law mandated that coverage for spouses (to include military-married-to-
military couples (mil-to-mil)) and dependent children automatically go into
effect on the date of implementation so long as the member was insured
under the SGLI program.
The applicant did not report her marriage until Dec 07 (14 months later),
and is, therefore, responsible for the FSGLI premiums for that period of
time. If her spouse had died during this period, $100,000 coverage would
have been paid to her.
DPWC is unable to confirm that she was briefed on the FSGLI program on 20
Dec 07; and, therefore recommends she be reimbursed only for FSGLI premiums
from 1 Jan 08 through 29 Feb 08.
The complete DPWC evaluation, with attachments, is at Exhibit B.
_________________________________________________________________
APPLICANT'S REVIEW OF AIR FORCE EVALUATION:
A copy of the Air Force evaluation was forwarded to the applicant on 16 May
08 for review and comment within 30 days. As of this date, this office has
received no response (Exhibit C).
_________________________________________________________________
THE BOARD CONCLUDES THAT:
1. The applicant has exhausted all remedies provided by existing law or
regulations.
2. The application was timely filed.
3. Sufficient relevant evidence has been presented to demonstrate the
existence of an error or an injustice. We note the applicant’s
contentions, however we agree with the opinion of the Air Force office of
primary responsibility and adopt its rationale as the basis for our
conclusion that she should only be reimbursed for FSGLI premiums paid after
she notified appropriate officials in December 2007 of her marriage. In
this respect, she should only be reimbursed for FSGLI premiums paid from
1 Jan 08 through 29 Feb 08. Accordingly, we recommend that the records be
corrected to the extent indicated below.
_________________________________________________________________
THE BOARD RECOMMENDS THAT:
The pertinent military records of the Department of the Air Force relating
to APPLICANT, be corrected to show that she filed a Family Coverage
Election, SGLV – 8286A on 20 December 2007, declining coverage for her
spouse and that she be authorized reimbursement of the overcharged premiums
from 1 January 2008 to 29 February 2008.
___________________________________________________________________
The following members of the Board considered this application in Executive
Session on 29 Jul 08, under the provisions of AFI 36-2603:
Mr. Joseph D. Yount, Panel Chair
Mr. Elwood C. Lewis III, Member
Mr. Grover L. Dunn, Member
The following documentary evidence was considered in BC-2008-00988:
Exhibit A. DD Form 149, dated 10 Mar 08, w/atchs.
Exhibit B. Letter, HQ AFPC/DPWC, dated 5 May 08, w/atchs.
Exhibit C. Letter, SAF/MRBR, dated 16 May 08.
JOSEPH D. YOUNT
Panel Chair
AFBCMR BC-2008-00988
MEMORANDUM FOR THE CHIEF OF STAFF
Having received and considered the recommendation of the Air Force
Board for Correction of Military Records and under the authority of Section
1552, Title 10, United States Code (70A Stat 116), it is directed that:
The pertinent military records of the Department of the Air Force
relating to APPLICANT, be corrected to show that she filed a Family
Coverage Election, SGLV – 8286A on 20 December 2007, declining coverage for
her spouse and that she be authorized reimbursement of the overcharged
premiums from 1 January 2008 to 29 February 2008.
JOE G. LINEBERGER
Director
Air Force Review Boards Agency
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