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AF | BCMR | CY2003 | BC-2002-03642
Original file (BC-2002-03642.doc) Auto-classification: Denied

                       RECORD OF PROCEEDINGS
         AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS


IN THE MATTER OF:      DOCKET NUMBER:  02-03642
            INDEX CODE:  100.00

            COUNSEL:  NONE

            HEARING DESIRED:  NO


_________________________________________________________________

APPLICANT REQUESTS THAT:

Her record be changed to  show  she  declined  Family  Servicemembers’
Group Life Insurance (FSGLI) coverage, premiums charged  refunded  and
she be relieved of any obligation to pay any charges incurred.

_________________________________________________________________

APPLICANT CONTENDS THAT:

She  submitted  an  SGFLV  8386A  declining  spouse   coverage.    She
resubmitted the same request in October 2002.   She  should  not  have
been charged at all.  Second, if she was subject to the premiums  they
should have been taken out at the times of her tours and  not  all  at
once.

In support of the appeal, applicant submits a  personal  statement,  a
copy of her SGLV  Form  8286A,  Family  Coverage  Election,  declining
coverage, a copy of her SGLV Form  8286,  Servicemembers’  Group  Life
Insurance  Election  and  Certificate,  5  AF  Forms  40A,  Record  of
Individual Inactive  Duty  Training,  2  AF  Forms  938,  Request  and
Authorization for Active Duty Training/Active Duty Tour,  and  5  DFAS
Forms 702, Defense Finance and Accounting Service Military  Leave  and
Earning Statement.  Applicant's complete  submission  is  attached  at
Exhibit A.

_________________________________________________________________

STATEMENT OF FACTS:

On 5 June 2001, the President approved  Public  Law  107-14,  Survivor
Benefits Improvement Act of 2001.  Within the context of the law,  the
expanded  SGLI  program  was  established  to  provide  spouse  and/or
children coverage in the event of their death.  The coverage, by  law,
was automatic for all members of the Armed Forces  who  had  a  spouse
and/or children, unless the member declined coverage.

_________________________________________________________________

AIR FORCE EVALUATION:

ARPC/DPS states that all members of the Participating Individual Ready
Reserve  were  notified  concerning  the  new  law   and   declination
procedures in August and October 2001.  Applicant’s notifications were
mailed to:  3974 Windy Bluff Ct., Dayton,  OH   45440.   Headquarters,
Air Reserve Personnel Center extensively advertised the change to  the
program.  An article was included in the November/December 2001  issue
of the Air Reserve Personnel Update.  The ARPC website had information
about the change, along with instructions on what to do if you  wanted
decreased coverage or  wished  to  decline  coverage.   The  applicant
declined FSGLI on 19 September 2002  which  became  effective  October
2002; the first day of the following month the election was  declined.
Therefore, they recommend denial of applicant’s request.

A complete copy of the evaluation is attached at Exhibit B.

_________________________________________________________________

APPLICANT'S REVIEW OF AIR FORCE EVALUATION:

On 17 January 2003, a copy of the Air Force evaluation  was  forwarded
to the applicant for review and response within 30 days.  As  of  this
date, no response has been received by this office.

_________________________________________________________________

THE BOARD CONCLUDES THAT:

1.  The applicant has exhausted all remedies provided by existing  law
or regulations.

2.  The application was timely filed.

3.  Insufficient relevant evidence has been presented  to  demonstrate
the  existence  of  error  or  injustice.   We  took  notice  of   the
applicant's complete submission in judging the  merits  of  the  case;
however, we agree with the opinion and recommendation of the Air Force
and adopt their rationale as the basis for  the  conclusion  that  the
applicant  has  not  been  the  victim  of  an  error  or   injustice.
Therefore, in the absence of evidence to  the  contrary,  we  find  no
compelling basis to recommend  granting  the  relief  sought  in  this
application.

_________________________________________________________________

THE BOARD DETERMINES THAT:

The  applicant  be  notified  that  the  evidence  presented  did  not
demonstrate the existence of material error  or  injustice;  that  the
application was denied without a personal  appearance;  and  that  the
application will only be reconsidered upon  the  submission  of  newly
discovered relevant evidence not considered with this application.

_________________________________________________________________

The following members of the  Board  considered  this  application  in
Executive Session on 15 April 2003, under the provisions  of  AFI  36-
2603:

                       Mr. Joseph G. Diamond, Panel Chair
                       Ms. Brenda L. Romine, Member
                       Mr. Edward Parker, Member

The following documentary evidence was considered:

      Exhibit A. DD Form 149, dated 11 Nov 02, w/atchs.
      Exhibit B. Letter, ARPC/DPS, dated 3 Jan 03, w/atchs.
      Exhibit C. Letter, AFBCMR, dated 17 Jan 03.




                             JOSEPH G. DIAMOND
                             Panel Chair



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