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AF | BCMR | CY2003 | BC-2003-00351
Original file (BC-2003-00351.doc) Auto-classification: Denied

                            RECORD OF PROCEEDINGS
             AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS

IN THE MATTER OF:      DOCKET NUMBER:  BC-2003-00351
            INDEX CODE: 128.14
      XXXXXXXXXXXXXXX  COUNSEL:  NONE

      XXXXXXXXXXXXX    HEARING DESIRED:  NO

_________________________________________________________________

APPLICANT REQUESTS THAT:

He be reimbursed in the amount of $108.00 for premiums paid  on  his  Family
Servicemembers’ Group Life Insurance (FSGLI).

_________________________________________________________________

APPLICANT CONTENDS THAT:

He  was  not  notified  of  the  automatic  coverage.   He   had   requested
reassignment to the Air Reserve Personnel Center  (ARPC)  effective  October
2001 because of his move to New Orleans, Louisiana.   He  was  unaware  that
Stop Loss prevented his reassignment until he attempted  to  return  to  the
Air Force Reserve in September 2002.  He discovered he  was  still  assigned
to his old Reserve unit at Homestead Air Reserve  Base,  Florida.   When  he
inprocessed to his new Reserve assignment in New Orleans, he was  not  aware
of the FSGLI requirement.  He would have declined the FSGLI coverage  if  he
had known about it.

In support of his application, the applicant submits a  personal  statement;
a copy of his Family Coverage Election form, dated 19 October  2002;  and  a
copy of his leave and  earnings  statement,  dated  22  January  2003.   The
applicant’s submission, with attachments, is at Exhibit A.

_________________________________________________________________

STATEMENT OF FACTS:

The applicant is currently serving in the Air Force Reserve in the grade  of
technical sergeant (E-6) with a paydate of 19 February 1980.

On 19 October 2002, the applicant declined FSGLI  coverage  on  SGLV  8286A,
Family Coverage Election.  The  applicant’s  Leave  and  Earnings  Statement
dated 22 January 2003, indicates a debt payment in the amount  of  $135  for
FSGLI premiums from 1 November 2001 through 1 January 2003.

_________________________________________________________________


AIR FORCE EVALUATION:

ARPC/DPS  recommends  the  application  be  denied.   DPS  states  that  the
applicant did not submit any evidence to  indicate  an  error  or  injustice
occurred.

The Survivor Benefits  Improvement  Act  of  2001  expanded  Servicemembers’
Group Life Insurance  (SGLI)  program  to  provide  spouse  and/or  children
coverage in the event of the servicemember’s death.  The coverage,  by  law,
was automatic for all members of the Armed Forces who had  a  spouse  and/or
children, unless the member declined coverage.   DPS  states  the  applicant
was sent a letter to his home address in  New  Orleans  explaining  the  new
FSGLI coverage.  DPS indicates  the  applicant  will  be  refunded  $27  for
overpayment of FSGLI premiums for  the  period  1 November  2002  through  1
January 2003. The DPS evaluation is attached at Exhibit B.

_________________________________________________________________

APPLICANT'S REVIEW OF AIR FORCE EVALUATION:

A copy of the Air Force evaluation was  forwarded  to  the  applicant  on  7
March 2003 for review and response (Exhibit  C).   As  of  this  date,  this
office has received no response.

_________________________________________________________________

THE BOARD CONCLUDES THAT:

1.  The applicant has exhausted all remedies provided  by  existing  law  or
regulations.

2.  The application was timely filed.

3.    Insufficient relevant evidence has been presented to  demonstrate  the
existence  of  error  or  injustice   warranting   reimbursement   for   the
applicant’s Family Servicemembers’ Group  Life  Insurance  (FSGLI)  premiums
deducted from his pay.  The applicant indicates that he was not notified  of
the automatic coverage.  However, we note that  the  Air  Reserve  Personnel
Center and the applicant’s unit took  extensive  measures  to  announce  the
program changes and it was the applicant’s  responsibility  to  make  a  new
election or to refuse  these  benefits.   Additionally,  we  note  that  the
mailing  address  the  Air  Reserve  Personnel  Center  used  to  send   his
notification of the FSGLI increase is the  same  address  indicated  on  his
BCMR application  as:   (APPLICANT’S  MAILING  ADDRESS).   In  view  of  the
foregoing,  we  believe  that  Air  Force  Reserve  authorities  made  every
reasonable effort to notify the applicant of the requirements set  forth  in
Public  Laws  106-419  and  107-14  and   agree   with   the   opinion   and
recommendation of the Air Force office of primary responsibility  and  adopt
their rationale as the basis for our conclusion  that  no  basis  exists  to
reimburse the premiums withheld.  Therefore, we do  not  recommend  granting
the relief sought in this application.

_________________________________________________________________

THE BOARD DETERMINES THAT:

The applicant be notified that the evidence presented  did  not  demonstrate
the existence of material error  or  injustice;  that  the  application  was
denied without a personal appearance; and that the application will only  be
reconsidered upon the submission of newly discovered relevant  evidence  not
considered with this application.

_________________________________________________________________

The following members of the Board considered this application in  Executive
Session on 25 July 2003, under the provisions of AFI 36-2603:

           Mr. Joseph G. Diamond, Panel Chairman
           Mr. Jackson Hauslein Jr., Member
           Mr. Edward Parker, Member

The following documentary evidence was considered for AFBCMR  Docket  Number
BC-2003-00351:

   Exhibit A.  DD Form 149, dated 28 Jan 2003, w/atchs.
   Exhibit B.  Letters, ARPC/DPS, dated 28 Feb 03, w/atchs.
   Exhibit C.  Letter, SAF/MRBR, dated 7 Mar 03.



                                   JOSEPH G. DIAMOND
                                   Panel Chair

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