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AF | BCMR | CY2003 | BC-2002-03371
Original file (BC-2002-03371.doc) Auto-classification: Denied

                            RECORD OF PROCEEDINGS
             AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS


IN THE MATTER OF:      DOCKET NUMBER:  BC-2002-03371
                       INDEX CODE:  100.00

      APPLICANT  COUNSEL:  None

      SSN        HEARING DESIRED:  No

_________________________________________________________________

APPLICANT REQUESTS THAT:

Her  records  be  corrected  to  reflect  she  declined   the   Family
Servicemember’s  Group  Life  Insurance  (FSGLI)   coverage   and   be
reimbursed for premiums paid.

_________________________________________________________________

APPLICANT CONTENDS THAT:

She submitted a denial of insurance coverage in March 2000  and  again
in April 2002.  She does not  want  the  insurance  and  feels  monies
should not be deducted from her pay.

Applicant's complete submission,  with  attachments,  is  attached  at
Exhibit A.

_________________________________________________________________

STATEMENT OF FACTS:

Public Law 107-14, Survivor  Benefits  Improvement  Act  of  2001  was
passed on 5 June 2001 and approved by the President.  The law expanded
the Servicemen’s Group Life  Insurance  (SGLI)  program  to  establish
coverage for spouses and children in the event of  their  death.   The
coverage, by law, was automatic for all members of  the  Armed  Forces
who had a  spouse  or  child(ren),  unless  the  member  declined  the
coverage.

The applicant submitted an SGLV 8286 on 24 March 2000  declining  SGLI
coverage.  On 30 April 2002, the applicant  submitted  an  SGLV  8286A
declining FSGLI coverage.

_________________________________________________________________

AIR FORCE EVALUATION:

HQ AFPC/DPS states the applicant alleges she declined SGLI coverage in
March 2000 and again in April 2002, however, since  the  law  was  not
effective until 1 November 2001, her March 2000  declination  was  not
applicable  and she  needed to  decline  the   coverage   again  on  1
November 2001 to ensure that she had not incurred a debt.

A review of the Defense  Finance  Accounting  Service  (DFAS)  records
indicate premiums were being deducted from  the  applicant’s  pay  for
family coverage as of 30 April 2002.   The  applicant  is  responsible
for  the  premiums  from  1 November  2001   through  30  April  2002,
which have already been deducted.  The applicant will be refunded  for
premiums from April 2002 to present.

AFPC/DPS recommends denial.  In their view, the evidence  provided  by
the applicant was insufficient to support her request; however, if the
Board decides to grant the applicant’s request, her records should  be
corrected to show she elected not to participate in the FSGLI  program
effective 1 November 2001 and all debts be forgiven  and  purged  from
her records.

A complete copy of the Air Force evaluation, with attachments,  is  at
Exhibit C.

________________________________________________________________

APPLICANT'S REVIEW OF AIR FORCE EVALUATION:

A copy of the Air Force evaluation was forwarded to the applicant on 6
December 2002, for review and response.  As of this date, no  response
has been received by this office.

_________________________________________________________________

THE BOARD CONCLUDES THAT:

1.  The applicant has exhausted all remedies provided by existing  law
or regulations.

2.  The application was timely filed.

3.  Insufficient relevant evidence has been presented  to  demonstrate
the  existence  of  error  or  injustice.   We  took  notice  of   the
applicant’s complete submission in judging the  merits  of  the  case;
however, we agree with the opinion and recommendation of the Air Force
and adopt their rationale as the basis for  our  conclusion  that  the
applicant  has  not  been  the  victim  of  an  error  or   injustice.
Therefore, in the absence of evidence to  the  contrary,  we  find  no
compelling basis to recommend  granting  the  relief  sought  in  this
application.

_________________________________________________________________

THE BOARD DETERMINES THAT:

The  applicant  be  notified  that  the  evidence  presented  did  not
demonstrates the existence of an  error  or  an  injustice;  that  the
application was denied without a personal  appearance;  and  that  the
application will only be reconsidered upon  the  submission  of  newly
discovered relevant evidence not considered with this application.

_________________________________________________________________

The following members of the Board considered AFBCMR Docket Number BC-
2002-03371 in Executive Session on 15 April 2003, under the provisions
of AFI 36-2603:

                  Mr. Joseph G. Diamond, Panel Chair
                  Ms. Brenda L. Romine, Member
                  Mr. Edward Parker, Member

The following documentary evidence was considered:

   Exhibit A.  DD Form 149, dated 11 Oct 02, w/atchs.
   Exhibit B.  Letter, HQ ARPC/DPS, 26 Nov 02, w/atchs.
   Exhibit C.  Letter, SAF/MRBR, dated 6 Dec 02.




                                   JOSEPH G. DIAMOND
                                   Panel Chair

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