RECORD OF PROCEEDINGS
AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS
IN THE MATTER OF: DOCKET NUMBER: BC-2007-01076
INDEX CODE:
COUNSEL: NONE
HEARING DESIRED: NO
_________________________________________________________________
APPLICANT REQUESTS THAT:
Her deceased spouse’s records be corrected to show he elected to
participate in the Reserve Component Survivor Benefit Plan (RCSBP)
with Option C, based on full retired pay.
_________________________________________________________________
APPLICANT CONTENDS THAT:
Her deceased spouse and she were both members of the Washington Air
National Guard (WAANG). Her spouse retired on 7 January 1996 and died
on 1 May 1996. She and her spouse had decided to take a reduced civil
service widows annuity knowing that full military widow benefits would
be paid to her upon her husbands death. She retired in June 2004 and
noticed she had been given several RCSBP election options that her now
deceased spouse would have had but did not. Over the past several
years, she has worked to try and find out her entitlements as a widow
of a retired service member. She met with Fairchild AFB personnel and
was told the system showed her deceased spouse to be alive and an
active member of the ANG. His marital status was shown as single.
These oversights resulted in no paperwork ever being generated to
award widow’s benefits to her.
In support of her appeal, the applicant has provided a personal
statement and copies of marriage and death certificates, as well as
other related personnel paperwork.
Applicant’s complete submission, with attachments, is at Exhibit A.
_________________________________________________________________
STATEMENT OF FACTS:
The deceased member was notified of his eligibility to participate in
the RCSBP by letter dated 31 December 1985. He made no election
during that time and was automatically enrolled in Option A, “Deferred
Election until age 60.” During an RCSBP Open Season from 1 April 1992
through 31 March 1993, members who had elected less than full coverage
or no coverage for their spouse/children were able to change their
election to cover their families. An open enrollment letter was sent
to the member’s mailing address but he again made no election. Had he
lived, the member would have been afforded another opportunity to make
an election under the RCSBP on 5 November 1998 upon reaching the age
of 60.
_________________________________________________________________
AIR FORCE EVALUATION:
ARPC/DPP recommends denial. DPP states he had two opportunities to
elect RCSBP prior to his death and chose not to participate in RCSBP.
DPP’s complete evaluation, with attachments, is at Exhibit B.
_________________________________________________________________
APPLICANT'S REVIEW OF AIR FORCE EVALUATION:
Applicant contends upon her retirement from the WAANG, she received
RCSBP paperwork via registered mail. She signed for the package and
noted she had 90 days to return the paperwork with her election. She
contends her spouse should have had the same paperwork at his
retirement. She notes her husband was retired prior to his death and
should have been given the same options all other retired members
receive; such as an opportunity to update his election. Further, her
RCSBP paperwork stated should she be married and not make an election
within the 90-day time-frame allowed, that Option C would be elected
for her. She questions why Option C was not elected automatically for
her spouse. Additionally, should one decline to make an election
until age 60 and is married, then the spouse must concur with that
election and the spouse’s signature must be witnessed. She states she
did not sign any agreement and notes that failure to comply with the
requirement to decline election until age 60 and obtain spousal
agreement would result in an automatic enrollment in Option C,
Immediate Annuity. She contends her deceased spouse did not receive
the same package she did because the ANG had his records incorrect.
His records showed he was still an active member of the ANG, not
retired, and that he was single when, in fact, he was married. She
has never waived her right to receive RCSBP and his election should
therefore have defaulted to Option C as with any other married member.
Applicant’s complete response is at Exhibit D.
_________________________________________________________________
THE BOARD CONCLUDES THAT:
1. The applicant has exhausted all remedies provided by existing law
or regulations.
2. The application was timely filed.
3. Insufficient relevant evidence has been presented to demonstrate
the existence of error or injustice. We took notice of the
applicant's complete submission in judging the merits of the case;
however, we agree with the opinion and recommendation of the Air Force
office of primary responsibility and adopt its rationale as the basis
for our conclusion that the applicant has not been the victim of an
error or injustice. The decedent was offered an opportunity to make
an RCSBP election prior to his marriage to the applicant. He did not
make an election at that time and was automatically enrolled in Option
C, Deferred Election until age 60. Prior to his 1 May 1996 death, he
had a second opportunity to make an election during an open season and
did not take advantage of it. Therefore, in the absence of evidence
to the contrary, we find no compelling basis to recommend granting the
relief sought in this application.
_________________________________________________________________
THE BOARD DETERMINES THAT:
The applicant be notified that the evidence presented did not
demonstrate the existence of material error or injustice; that the
application was denied without a personal appearance; and that the
application will only be reconsidered upon the submission of newly
discovered relevant evidence not considered with this application.
_________________________________________________________________
The following members of the Board considered AFBCMR Docket Number BC-
2007-01076 in Executive Session on 7 June 2007, under the provisions
of AFI 36-2603:
Ms. Kathy L. Boockholdt, Panel Chair
Mr. Alan A. Blomgren, Member
Ms. Janet I. Hassan, Member
The following documentary evidence was considered:
Exhibit A. DD Form 149, dated 2 Apr 07, w/atchs.
Exhibit B. Letter, ARPC/DPP, dated 24 Apr 07, w/atchs.
Exhibit C. Letter, SAF/MRBR, dated 27 Apr 07.
Exhibit D. Letter, Applicant, dated 10 May 07.
KATHY L. BOOCKHOLDT
Panel Chair
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