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AF | BCMR | CY2005 | BC-2005-00363
Original file (BC-2005-00363.DOC) Auto-classification: Denied

                       RECORD OF PROCEEDINGS
         AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS

IN THE MATTER OF:      DOCKET NUMBER:  BC-2005-00363
            INDEX NUMBER:  137.04

            COUNSEL:  NONE

            HEARING DESIRED:  NO

MANDATORY CASE COMPLETION DATE:  5 AUGUST 2006

___________________________________________________________________

APPLICANT REQUESTS THAT:

Her deceased husband’s records be corrected to show he  elected  to
participate in the Reserve Component Survivor Benefit Plan  (RCSBP)
with an election of Option C, based on full retired pay.

___________________________________________________________________

APPLICANT CONTENDS THAT:

She is entitled to the service benefits due her upon the  death  of
her husband.  From the result of a mailing in January 1998,  Option
A was chosen by default because there was no record of  a  response
from her husband.  She feels that because this is a manual  process
subject to human error, as well as the possibility of an error with
the mail service, her benefit choice should be reconsidered knowing
that her husband would have chosen Option C.

In 1995 and 1996, her husband requested retirement computations  to
be drawn up with Option C to determine her benefits.  On 12 Jan 98,
her husband received and signed  for  the  RCSBP  packet.   In  her
opinion, the injustice is that with the history  of  her  husband’s
interest in seeing that she would be  financially  secure,  she  is
certain he would have returned the package checking Option C.

In support  of  her  request,  applicant  provided  copies  of  her
husband’s Certificate of Death and their  Marriage  Certificate,  a
Domestic Return Receipt for the RCSBP packet, two RCSBP computation
sheets,  and  documents  pertaining   to   her   former   husband’s
eligibility for retired pay.

Applicant’s complete submission, with attachments, is Exhibit A.

___________________________________________________________________

STATEMENT OF FACTS:

On 10 Dec 97, the former member was notified of his eligibility for
retired pay at age 60 and his eligibility  to  participate  in  the
RCSBP.  At that time  he  was  also  advised  he  would  receive  a
detailed package regarding the RCSBP by certified  mail  within  30
days, and that he must submit his election  form  (ARPC  Form  123)
within 90 days of  receipt.   The  election  package  was  sent  by
certified mail and the former member signed for it on  12  Jan  98.
There is no evidence he made an election at that time.  At the  end
of his 90-day suspense he was automatically enrolled in  Option  A,
Deferred Election until Age 60.

The former member’s date of birth is 8 Jun 57.  He died  on  18 Sep
04.

___________________________________________________________________

AIR FORCE EVALUATION:

HQ ARPC/DPS reviewed this application and recommends denial.   They
do not  believe  an  injustice  has  occurred,  the  former  member
neglected to elect coverage when he was first eligible in 1997, and
again during the open enrollment period in 1999-2000.

A complete copy of the evaluation, with attachements, is at Exhibit
B.

___________________________________________________________________

APPLICANT'S REVIEW OF AIR FORCE EVALUATION:

The applicant states that she does not dispute the fact her husband
received and signed for his election package on  12  Jan  98.   Her
husband did not ignore their financial future.  A  letter  prepared
by a financial advisor on 6  Jun  99,  indicates  his  interest  in
planning for their financial future.   She  reiterates  that  human
error could have played a part in the election  process.   She  was
not aware of any open enrollments, and questions  this  process  as
well.

Her complete submission, with attachments, is at Exhibit D.

___________________________________________________________________

THE BOARD CONCLUDES THAT:

1.  The applicant has exhausted all remedies provided  by  existing
law or regulations.

2.  The application was not timely filed; however,  it  is  in  the
interest of justice to excuse the failure to timely file.

3.  Insufficient  relevant   evidence   has   been   presented   to
demonstrate the existence of error or injustice.  The former member
had  two  opportunities  to  establish  survivor  coverage  in  the
applicant’s behalf; however, there is no evidence that he  made  an
election to do so.  When the former service member did  not  submit
an election to participate in the RCSBP within  the  90-day  period
following his receipt of the RCSBP package on 12  Jan  98,  he  was
automatically enrolled in Option A, Deferred Election until Age 60.
 We agree with the opinion and  recommendation  of  the  Air  Force
office of primary responsibility and adopt  its  rationale  as  the
basis for our conclusion that the applicant has not been the victim
of an error or injustice.  Therefore, in the absence of evidence to
the contrary, we find no compelling basis to recommend granting the
relief sought in this application.

___________________________________________________________________

THE BOARD DETERMINES THAT:

The applicant be notified  that  the  evidence  presented  did  not
demonstrate the existence of material error or injustice; that  the
application was denied without a personal appearance; and that  the
application will only be reconsidered upon the submission of  newly
discovered relevant evidence not considered with this application.

___________________________________________________________________

The following members of the Board considered Docket Number BC-2005-
00363 in Executive Session on 7 July 2005, under the provisions  of
AFI 36-2603:

      Mr. Michael J. Novel, Panel Chair
      Ms. Kathy L. Boockholdt, Member
      Ms. Marcia Jane Bachman, Member

The following documentary evidence was considered:

    Exhibit A.  DD Form 149, dated 23 Jan 05, w/atchs.
    Exhibit B.  Letter, ARPC/DPR, dated 23 Feb 05, w/atchs.
    Exhibit C.  Letter, SAF/MRBR, dated 4 Mar 05.
    Exhibit D.  Letter, Applicant, dated 28 Mar 05, w/atchs.




                                   MICHAEL J. NOVEL
                                   Panel Chair

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