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AF | BCMR | CY2004 | BC-2004-02320
Original file (BC-2004-02320.doc) Auto-classification: Denied

                            RECORD OF PROCEEDINGS
             AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS

IN THE MATTER OF:      DOCKET NUMBER:  BC-2004-02320
            INDEX CODE:137.00

            COUNSEL:  None

            HEARING DESIRED:  No

_________________________________________________________________

APPLICANT REQUESTS THAT:

Her late husband’s records be corrected to  reflect  that  he  elected
spouse coverage under the Survivor Benefit Plan (SBP).

_________________________________________________________________

APPLICANT CONTENDS THAT:

Her late husband told her not to worry about monetary  funds,  as  his
retirement would take care of her when he was no longer able to or  if
he passed away.

Applicant's complete submission,  with  attachments,  is  attached  at
Exhibit A.

_________________________________________________________________

STATEMENT OF FACTS:

Prior to his 1 June 1974 retirement, the servicemember  elected  child
only SBP coverage.  The servicemember’s marital status at the time  of
his  retirement  could  not  be  verified.   The  Defense   Enrollment
Eligibility  Reporting  System  (DEERS)  records   reflect   his   was
previously married to C.  His youngest child lost eligibility in  June
1984.  The servicemember married D. on 4 September 1992.  There is  no
indication in his records that he notified  the  Defense  Finance  and
Accounting Service (DFAS) of the change in his marital status, nor did
he request SBP  coverage  be  established  on  his  new  spouse.   The
servicemember died on 7 October 2003.

_________________________________________________________________

AIR FORCE EVALUATION:

HQ AFPC/DPPTR states had the servicemember elected to add  C.  to  his
coverage at the time of his retirement or within  the  first  year  of
their marriage, spouse coverage would have  been  suspended  following
the loss of C.’s eligibility and the spouse coverage could  have  been
reestablished after being married for one year to D.  Furthermore, the
servicemember  had  two  opportunities  to  elect  coverage   on   the
applicant’s behalf during the 1992-1993 and 1999-2000 open  enrollment
periods.  Notwithstanding the servicemember’s 19 May  2003  letter  to
DFAS requesting his address be updated to reflect a ten-year  old  new
mailing address, he failed to properly advise DFAS of the  change  and
his records reflected the Sycamore Road address as early  as  November
1993, as well as at  the  time  of  his  death.   SBP  is  similar  to
commercial  life  insurance  in  that  an  individual  must  elect  to
participate and pay the required premiums  in  order  to  be  covered.
DPPTR further  states  to  approve  this  request  would  provide  the
applicant an additional opportunity to elect SBP coverage not afforded
to other retired servicemembers similarly situated.

AFPC/DPPTR finds no evidence of  error  or  injustice  and  therefore,
recommends the requested relief be denied (Exhibit C).

_________________________________________________________________

APPLICANT'S REVIEW OF AIR FORCE EVALUATION:

A complete copy of the Air  Force  evaluation  was  forwarded  to  the
applicant on 3 September 2004, for review and response.   As  of  this
date, no response has been received by this office.

_________________________________________________________________

THE BOARD CONCLUDES THAT:

1.    The applicant has exhausted all remedies  provided  by  existing
law or regulations.

2.    The application was not timely filed;  however,  it  is  in  the
interest of justice to excuse the failure of timely file.

3.    Insufficient relevant evidence has been presented to demonstrate
the  existence  of  error  or  injustice.   We  took  notice  of   the
applicant’s complete submission in judging the  merits  of  the  case;
however, we agree with the opinion and the recommendation of  the  Air
Force and adopt their rationale as the basis for our  conclusion  that
the applicant has not been the victim of an error  or  injustice.   If
the servicemember had elected SBP spouse coverage at the time  of  his
retirement, or within the first year of his marriage to C., the spouse
coverage  would  have  been  suspended  at  the  termination  of  that
marriage, thus allowing him to reestablish  spouse  coverage  for  the
applicant at the end of their first year of  marriage.   Further,  the
Board notes the servicemember was afforded the opportunity  to  enroll
in SBP during two authorized open enrollments, but failed  to  do  so.
Therefore, in the absence of evidence to  the  contrary,  we  find  no
compelling basis to recommend  granting  the  relief  sought  in  this
application.

_________________________________________________________________

THE BOARD DETERMINES THAT:

The  applicant  be  notified  that  the  evidence  presented  did  not
demonstrate the existence of material error  or  injustice;  that  the
application was denied without a personal  appearance;  and  that  the
application will only be reconsidered upon  the  submission  of  newly
discovered relevant evidence not considered with this application.

_________________________________________________________________

The following members of the Board considered AFBCMR Docket Number BC-
2004-02320  in  Executive  Session  on  2  December  2004,  under  the
provisions of AFI 36-2603:

                       Mr. Roscoe Hinton, Jr., Panel Chair
                       Mr. Michael J. Novel, Member
                       Mr. Michael K. Gallogly, Member

The following documentary evidence was considered:

      Exhibit A. DD Form 149, dated 1 Jul 04, w/atchs.
      Exhibit B. Master Personnel Records.
      Exhibit C. Letter, HQ AFPC/DPPTR, dated 27 Aug 04.
      Exhibit D. Letter, SAF/MRBR, dated 3 Sep 04.




                             ROSCOE HINTON, JR.
                             Panel Chair

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