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AF | BCMR | CY2007 | BC-2006-01570
Original file (BC-2006-01570.doc) Auto-classification: Approved

RECORD OF PROCEEDINGS
             AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS

IN THE MATTER OF:      DOCKET NUMBER:  BC-2006-01570
            INDEX CODE:  137.00
            COUNSEL:  NONE

            HEARING DESIRED:  NO

MANDATORY CASE COMPLETION DATE:  26 NOVEMBER 2007

_________________________________________________________________

APPLICANT REQUESTS THAT:

The 24-month survival requirement in order for her to become entitled  to  a
Survivor Benefit Plan (SBP) annuity be waived.

_________________________________________________________________

APPLICANT CONTENDS THAT:

Her husband retired from the Air Force on 29 July  1994  [sic]  and  started
paying SBP premiums on the date of his retirement.   After  his  death,  she
was told she was not eligible to receive the SBP  allowance.   She  believes
this to be an injustice because she was married to her husband at  the  time
of his death.  She spoke with the SBP counselor and was told  that  she  was
not eligible to receive the  allowance  and  could  not  apply.   She  is  a
foreign national and could not understand what she was being told.  She  did
not know what other actions to take or who to contact.   The  SBP  counselor
did not make any other efforts to assist or advise her of the next steps  to
take.   She  relied  on  the  counselor’s  advice  and  never  received  any
payments.  Recently, she spoke with one of her husband’s friends and  showed
him one of his retired pay statements.  He told her  that  her  husband  was
making SBP payments and therefore she should have been receiving an  annuity
after his death.  The  Defense  Finance  Accounting  Systems  (DFAS)  office
confirmed that her husband had been paying the SBP premiums.  She  submitted
paperwork to DFAS to apply for  an  SBP  allowance  and  was  instructed  to
submit an appeals package.

In support of her request, applicant  provided  a  personal  statement,  her
application for SBP annuity with required attachments, a copy  of  her  late
husband’s divorce decree, a copy of his death certificate,  a  copy  of  his
leave and earnings statement, and copies of various separation documents.

The applicant's complete submission, with attachments, is at Exhibit A.

_________________________________________________________________


STATEMENT OF FACTS:

According to the information provided by the Air  Force  office  of  primary
responsibility, the member was not married and declined SBP  coverage  prior
to his 1 July 1974 retirement.  The applicant and the  member  were  married
on 28 July 1976, but he did not notify the finance center of the  change  to
his  martial  status,  or  request  SBP  coverage  be  established  on   the
applicant’s behalf within the first year  of  their  marriage.   The  member
submitted an election for spouse only SBP coverage  based  on  full  retired
pay under the open enrollment authorized by PL 101-189.  The effective  date
of his election was 1 February 1993; however, the  election  was  voided  by
his 29 July 1994 death.  The  decedent  would  have  had  to  live  until  1
February 1995 in order for the applicant to receive  an  SBP  annuity.   All
SBP premiums withheld from the decedent’s retired pay were refunded  to  the
applicant.

_________________________________________________________________

AIR FORCE EVALUATION:

HQ AFPC/DPPTR recommends denial.  DPPTR states there is no basis in  law  to
waive the two-year survival requirement; however, if  the  Board’s  decision
is to grant relief, the  record  could  be  corrected  to  show  the  member
elected spouse only SBP coverage based on full-retired pay on 27 July  1977,
prior to the first marriage anniversary.  DPPTR  concludes  approval  should
be contingent upon recoupment of all applicable premiums  the  member  would
have paid had he made the election at that time. Exhibit C.

_________________________________________________________________

APPLICANT'S REVIEW OF AIR FORCE EVALUATION:

A copy of the Air Force  evaluation  was  forwarded  to  the  applicant  for
review and comment on 30 June 2006.   As  of  this  date,  this  office  has
received no response (Exhibit D).

_________________________________________________________________

THE BOARD CONCLUDES THAT:

1.  The applicant has exhausted all remedies provided  by  existing  law  or
regulations.

2.  The application was not timely filed; however, it is in the interest  of
justice to excuse the failure to timely file.

3.  Sufficient relevant evidence  has  been  presented  to  demonstrate  the
existence  of  an  error  or  injustice.   After  thoroughly  reviewing  the
evidence of record, the Board majority is persuaded that the former  service
member’s records should be corrected in such a manner to make the  applicant
eligible  for  an  annuity  under  SBP.   The  Board  majority   finds   the
applicant’s claim that she was miscounseled by the  SBP  representative  and
the fact the former member survived  18  months  of  the  24-month  survival
requirement to be the mitigating aspects of this case.  The  Board  majority
is aware  of  the  24-month  survival  requirement  but  believes  that  the
changing of the former member’s SBP  election  date  will  comply  with  the
statutory  requirement  and  afford  the   applicant   appropriate   relief.
Therefore, the Board majority recommends the service  records  be  corrected
as indicated below.

_________________________________________________________________

THE BOARD RECOMMENDS THAT:

The pertinent military records of the Department of the Air  Force  relating
to APPLICANT be corrected to show that on 27 July 1977,  the  former  member
elected  spouse  only  SBP  coverage  based  on  full-retired  pay,   naming
XXXXXXXXXXXXX, as the eligible beneficiary.

_________________________________________________________________

The following members of the Board considered AFBCMR Docket Number  BC-2006-
01570 in Executive Session on 5 October 2006, under the  provisions  of  AFI
36-2603:

            Mr. Michael K. Gallogly, Panel Chair
            Mr. John B. Hennessey, Member
            Ms. Kathy L. Boockholdt, Member

By a majority vote, the Board recommended approval of the  application,  Ms.
Kathy L. Boockholdt, voted to deny the applicants request  and  elected  not
to submit a minority report.

The following documentary evidence was considered:

      Exhibit A.  DD Form 149, dated 16 May 2006, w/atchs.
      Exhibit B.  Letter, HQ AFPC/DPPRT, dated 15 Jun 2006.
      Exhibit C.  Letter, SAF/MRBR, dated 30 Jun 2006.




                 MICHAEL K. GALLOGLY
                 Panel Chair

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