RECORD OF PROCEEDINGS
AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS
IN THE MATTER OF: DOCKET NUMBER: BC-2005-03673
INDEX CODE: 100.00
XXXXXXX COUNSEL: NONE
XXXXXXX HEARING DESIRED: NO
MANDATORY CASE COMPLETION DATE: 3 June 2007
________________________________________________________________
APPLICANT REQUESTS THAT:
His records be corrected to show that he declined Servicemembers’ Group
Life Insurance (SGLI) and he be reimbursed for the premiums deducted from
his pay since 1 September 2005.
________________________________________________________________
APPLICANT CONTENDS THAT:
He never authorized the change in SGLI coverage from “no coverage” to
$400,000. An email was sent out while he was deployed to Kuwait,
explaining that if he did not respond by a certain date, SGLI would start
automatically. Since he had approximately 100 emails on his XXXXXXX AFB,
DE, account, he was not aware of the requirement.
Applicant’s complete submission is at Exhibit A.
________________________________________________________________
STATEMENT OF FACTS:
Applicant is currently serving on active duty in the grade of staff
sergeant.
Public Law 109-13 automatically increased the level of SGLI coverage from
$250,000 to $400,000, effective 1 September 2005. Members eligible for
SGLI on 31 August 2005 with continued eligibility on 1 September 2005 would
have their SGLI increased to $400,000 effective 1 September 2005,
regardless of any prior election.
On 21 October 2005, applicant completed an SGLV 8286 declining SGLI
coverage.
________________________________________________________________
AIR FORCE EVALUATION:
AFPC/DPFC recommends the application be denied and states, in part, that
XXXXXXX AFB leadership took adequate steps to inform all members of the new
program and during the period applicant was deployed, information about the
program was emailed by the commander to all deployed personnel. In
addition, information was on the August through October 2005, Leave and
Earning Statements (LESs). Applicant has not provided any documentation to
indicate that he was not aware of this change and his responsibility to
make a new election and avoid the increased premium.
The AFPC/DPFC evaluation, with attachments, is at Exhibit B.
________________________________________________________________
APPLICANT'S REVIEW OF AIR FORCE EVALUATION:
A complete copy of the evaluation was forwarded to the applicant on 23
December 2005, for review and comment, within 30 days. However, as of this
date, no response has been received by this office.
________________________________________________________________
THE BOARD CONCLUDES THAT:
1. The applicant has exhausted all remedies provided by existing law or
regulations.
2. The application was timely filed.
3. Sufficient relevant evidence has been presented to demonstrate the
existence of error or injustice. In this respect, we note that on 3
September 2002, applicant declined SGLI coverage. However, Public Law 109-
13 automatically increased the level of SGLI coverage from $250,000 to
$400,000, effective 1 September 2005, for all eligible military members,
regardless of any prior election. The coverage, by law, was automatic for
all members of the Armed Forces unless they declined coverage during the
month of September 2005. Applicant states that while he was deployed to
Kuwait, an email was sent out explaining that if he did not respond by a
certain date, SGLI would start automatically. However, since he had
received approximately 100 emails, he was unaware of the requirement. Once
notified of the requirement, he immediately declined coverage. In view of
the above, we believe the applicant was not informed of the requirement to
again decline coverage in order to opt-out of SGLI. Therefore, we
recommend applicant’s records be corrected to the extent indicated below.
________________________________________________________________
THE BOARD RECOMMENDS THAT:
The pertinent military records of the Department of the Air Force relating
to APPLICANT, be corrected to show that he filed a Servicemembers’ Group
Life Insurance Election and Certificate, SGLV – 8286, on 1 September 2005,
declining coverage.
________________________________________________________________
The following members of the Board considered AFBCMR Docket Number BC-2005-
03673 in Executive Session on 26 January 2006, under the provisions of AFI
36-2603:
Mr. Richard A. Peterson, Panel Chair
Ms. LeLoy W. Cottrell, Member
Ms. Patricia R. Collins, Member
By majority vote, the Board voted to correct the records, as recommended.
Ms. Cottrell voted to deny applicant's request but does not wish to submit
a minority report. The following documentary evidence was considered:
Exhibit A. DD Form 149, dated 14 Nov 05.
Exhibit B. Letter, AFPC/DPFC, undated, w/atchs.
Exhibit C. Letter, SAF/MRBR, dated 23 Dec 05.
RICHARD A. PETERSON
Panel Chair
AFBCMR BC-2005-03673
MEMORANDUM FOR THE CHIEF OF STAFF
Having received and considered the recommendation of the Air Force
Board for Correction of Military Records and under the authority of Section
1552, Title 10, United States Code (70A Stat 116), it is directed that:
The pertinent military records of the Department of the Air Force
relating to XXXXXXX, XXXXXXX, be corrected to show that he filed a
Servicemembers’ Group Life Insurance Election and Certificate, SGLV – 8286,
on 1 September 2005, declining coverage.
JOE G. LINEBERGER
Director
Air Force Review Boards Agency
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