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AF | BCMR | CY2006 | BC-2005-03410
Original file (BC-2005-03410.doc) Auto-classification: Denied

RECORD OF PROCEEDINGS
             AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS

IN THE MATTER OF:      DOCKET NUMBER:  BC-2005-03410
            INDEX CODE:137.00

            COUNSEL:  NONE

            HEARING DESIRED:  NO

MANDATORY CASE COMPLETION DATE:  11 JUN 07

_________________________________________________________________

APPLICANT REQUESTS THAT:

His records be corrected to reflect he elected  child  coverage  under
the Survivor Benefit Plan (SBP).

_________________________________________________________________

APPLICANT CONTENDS THAT:

At the time of his  retirement  he  was  erroneously  briefed  on  his
options for SBP.  He was led to believe the only SBP option he had was
for his wife.

Applicant's complete submission,  with  attachments,  is  attached  at
Exhibit A.

_________________________________________________________________

STATEMENT OF FACTS:

At the time of his retirement the applicant was married with children.
 Prior to his 1 January 1996 retirement, he elected not to participate
in the SBP.  His wife concurred with the election.

_________________________________________________________________

AIR FORCE EVALUATION:

AFPC/DPPTR states a servicemember who has  eligible  children  at  the
time of retirement and declines to elect coverage for them under  SBP,
may not provide coverage for any child in the future, unless  an  open
enrollment period has been authorized by Congress.

The SBP Report on Individual Person  (RIP)  is  a  tool  used  by  SBP
counselors in mandatory one-on-one briefings conducted  prior  to  the
servicemember’s  retirement.   The  servicemember   signs   the   RIP,
certifying they were properly informed about the fundamentals  of  the
SBP.

The applicant’s contention that he thought that  he  could  not  elect
child only  coverage  is  without  merit.   The  DD  Form  2656,  Data
Verification for Payment of Retired Personnel, item 28c,  provides  an
option for child only SBP coverage.  The applicant  and  his  spouse’s
signature  on  the  DD  Form  2656  indicated  they  acknowledged  and
understood the options of the SBP and the effects  of  those  options.
The applicant also signed a  certification  sheet  indicating  he  was
properly briefed on the options and effects of the  SBP.  Furthermore,
each servicemember is responsible for making the  SBP  selection  that
would provide the  best  level  of  protection  for  their  individual
circumstances.

Public Law (PL) 108-375 authorized an open enrollment for SBP  from  1
October 2005 through 30 September  2006  and  the  applicant  has  the
option to pay a lump-sum buy-in within  24  months  after  making  the
election.  The amount of the buy-in would be  based  on  the  earliest
date the servicemember was eligible to elect coverage.

In the event of the servicmember’s death, an annuity will be  paid  in
equal shares  to  all  the  remaining  eligible  children.   Unmarried
children remain eligible until age 18 or 22 if in school full-time.

DPPTR believes  the  evidence  does  not  support  that  an  error  or
injustice occurred and recommends the applicant’s request be denied.

A complete copy of the Air Force evaluation is at Exhibit C.

_________________________________________________________________

APPLICANT'S REVIEW OF AIR FORCE EVALUATION:

A complete copy of the Air  Force  evaluation  was  forwarded  to  the
applicant on 23 December 2005, for review and response.   As  of  this
date, no response has been received by this office.

_________________________________________________________________

THE BOARD CONCLUDES THAT:

1.    The applicant has exhausted all remedies  provided  by  existing
law or regulations.

2.    The application was not timely filed;  however,  it  is  in  the
interest of justice to excuse the failure to timely file.

3.    Insufficient relevant evidence has been presented to demonstrate
the  existence  of  error  or  injustice.   We  took  notice  of   the
applicant’s complete submission in judging the  merits  of  the  case;
however, we agree with the opinion and the recommendation of  the  Air
Force and adopt its rationale as the basis for our conclusion that the
applicant  has  not  been  the  victim  of  an  error  or   injustice.
Essentially,  the  applicant  alleges  that  he  was   inappropriately
counseled regarding electing child only coverage.   However,  DD  Form
2656, item 26c, provides the option for child only  coverage.   It  is
noted the applicant and his spouse signed the DD Form 2656  indicating
they understood the options of  the  SBP  and  the  effects  of  those
options.  The applicant has not established to our  satisfaction  that
he was miscounseled regarding his SBP options.  Furthermore, it is the
responsibility of each servicemember to elect the  SBP  coverage  that
best suits his family situation.  The  applicant  should  be  reminded
that an open enrollment has been established for the period  1 October
2005 through 30 September 2006 and  he  has  the  option  to  make  an
election for SBP coverage for his child, should he choose  to  do  so.
Therefore, in the absence of evidence to  the  contrary,  we  find  no
compelling basis to recommend  granting  the  relief  sought  in  this
application.

_________________________________________________________________

THE BOARD DETERMINES THAT:

The  applicant  be  notified  that  the  evidence  presented  did  not
demonstrate the existence of material error  or  injustice;  that  the
application was denied without a personal  appearance;  and  that  the
application will only be reconsidered upon  the  submission  of  newly
discovered relevant evidence not considered with this application.

_________________________________________________________________

The following members of the Board considered AFBCMR Docket Number BC-
2005-03410 in  Executive  Session  on  10  February  2006,  under  the
provisions of AFI 36-2603:

                       Ms. Kathy L. Boockholdt, Panel Chair
                       Ms. Renee M. Collier, Member
                       Ms. Janet I. Hassan, Member

The following documentary evidence was considered:

      Exhibit A. DD Form 149, dated 9 Sep 05, w/atchs.
      Exhibit B. Master Personnel Records
      Exhibit C. Letter, HQ AFPC/DPPRT, dated 16 Dec 05.
      Exhibit D. Letter, SAF/MRBR, dated 23 Dec 05.




                             KATHY L. BOOCKHOLDT
                             Panel Chair

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