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AF | BCMR | CY2005 | BC-2005-00637
Original file (BC-2005-00637.doc) Auto-classification: Denied

RECORD OF PROCEEDINGS
             AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS

IN THE MATTER OF:      DOCKET NUMBER:  BC-2005-00637
                       INDEX CODE:  137.00

                       COUNSEL:  None

                       HEARING DESIRED:  NO

MANDATORY CASE COMPLETION DATE:  23 AUG 06

_________________________________________________________________

APPLICANT REQUESTS THAT:

His records be changed to allow him to terminate his participation  in
the Reserve Component Survivor Benefit Plan (RCSBP).

_________________________________________________________________

APPLICANT CONTENDS THAT:

When he completed the Air Reserve Personnel Center (ARPC) Form 123, he
was advised that if he did  not  elect  Option  C,  that  if  anything
happened to him prior to his retirement his spouse would  not  receive
any benefits.  He and his spouse believed that the DD Form 2656  would
be used as their final election for SBP.  His spouse does not need the
SBP because she is covered under a savings investment  plan  with  his
civilian employer.

Applicant's complete submission,  with  attachments,  is  attached  at
Exhibit A.

_________________________________________________________________

STATEMENT OF FACTS:

The applicant was notified of his eligibility to participate in  RCSBP
on 22 January 1992.

On 23 March 2002, the applicant elected Option  C,  Immediate  annuity
for spouse only and his spouse concurred with the election.

On 7 August 2004, HQ ARPC Retirement Branch  forwarded  the  applicant
his age 60 retirement package.  The retirement package included a copy
of the servicemember’s initial election  and  instructions  on  making
changes if his marital status had changed.

The applicant submitted a DD Form 2656 dated 23 August 2004,  electing
not to participate in SBP and his spouse concurred.

The applicant retired on 3 October 2004.

_________________________________________________________________

AIR FORCE EVALUATION:

ARPC/DPS states the Retirements Branch upon receipt of the applicant’s
DD Form 2656 informed him that he could not decline his RCSBP election
because it was irrevocable  decision.   However,  in  accordance  with
Title 10 USC, Section 1448a, the servicemember may elect, between  his
second and third anniversary of receiving retired pay, to  discontinue
coverage under RCSBP.  They further informed him if he decided to  opt
out of the plan after  two  years,  he  must  notify  Defense  Finance
Accounting Service (DFAS)-Cleveland of his decision.  Therefore, based
on the information above,  they  recommend  the  requested  relief  be
denied.

A complete copy of the evaluation is attached at Exhibit B.

_________________________________________________________________

APPLICANT'S REVIEW OF AIR FORCE EVALUATION:

A complete copy of the Air Force evaluation was forwarded to applicant
on 1 April 2005 for review and response within 30 days.   As  of  this
date, no response has been received by this office.

_________________________________________________________________

THE BOARD CONCLUDES THAT:

1.    The applicant has exhausted all remedies  provided  by  existing
law or regulations.

2.    The application was not timely filed;  however,  it  is  in  the
interest of justice to excuse the failure to timely file.

3.    Insufficient relevant evidence has been presented to demonstrate
the existence of an error or an injustice.   We  took  notice  of  the
applicant’s complete submission in judging the  merits  of  the  case;
however, we agree with the opinion and the recommendation of  the  Air
Force and adopt its rationale as the basis for our conclusion that the
applicant has not been the victim of an error or  an  injustice.   The
applicant contends he was  not  fully  counseled  on  the  options  to
participate in RCSBP.  However, the applicant provides  no  persuasive
documentation  that  he  was  not   provided   all   the   appropriate
documentation to facilitate his making an RCSBP  election.   Title  10
U.S.C., Section 1448a, authorizes the  servicemembers,  between  their
second and third anniversary of drawing retired  pay,  the  option  to
discontinue their coverage under  RCSBP.   To  provide  the  applicant
another opportunity to terminate his participation in RCSBP  would  be
unfair to other retirees in similar  situations.   Therefore,  in  the
absence of evidence to the contrary, we find no  compelling  basis  to
recommend granting the relief sought in this application.

_________________________________________________________________

THE BOARD DETERMINES THAT:

The  applicant  be  notified  that  the  evidence  presented  did  not
demonstrate the existence of material error  or  injustice;  that  the
application was denied without a personal  appearance;  and  that  the
application will only be reconsidered upon  the  submission  of  newly
discovered relevant evidence not considered with this application.

_________________________________________________________________

The following members of the Board considered AFBCMR Docket Number BC-
2005-00637 in Executive Session on 7 July 2005, under  the  provisions
of AFI 36-2603:

                       Mr. Michael Novel, Panel Chair
                       Ms. Kathy L. Boockholdt, Member
                       Ms. Marcia J. Bachman, Member

The following documentary evidence was considered:

      Exhibit A. DD Form 149, dated 12 Feb 05, w/atchs.
      Exhibit B. Letter, HQ ARPC/DPS, dated 24 Mar 05, w/atchs.
      Exhibit C. Letter, SAF/MRBR, dated 1 Apr 05.




                             MICHAEL J. NOVEL
                             Panel Chair

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