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AF | BCMR | CY1998 | 9700407
Original file (9700407.pdf) Auto-classification: Approved
AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS 

RECORD OF PROCEEDINGS 

IN THE MATTER OF: 

DOCKET NUMBER:  97-00407  SEP  2  1898 
COUNSEL:  NONE 

HEARING DESIRED:  NO 

APPLICANT REQUESTS THAT: 

His  records be  corrected to reflect he declined  to participate  in 
the  Survivor Benefit  Plan  (SBP) program  at  the  time  his  name  was 
placed on the Temporary Disability Retired List  (TDRL). 

APPLICANT CONTENDS THAT: 

When  he  signed  up  for  SBP  coverage,  his  mental  state  and  heavy 
medication prevented him from making the election he truly desired, 

In  support  of  his  request,  applicant  provided  his  expanded 
comments, prepared  jointly with his  father; a copy of  his election 
certificate  and  a  statement  from  his  father  concurring  with  his 
request  to  terminate  coverage  under  the  SBP;  and  documentation 
associated with his retirement f o r   disability.  (Exhibit A) 

STATEMENT OF FACTS: 

The  applicant  elected  insurable  interest SBP  coverage, naming  his 
father  as  beneficiary,  prior  to  being  placed  on  the  Temporary 
Disability Retired List  (TDRL) effective 14 February 1974. 

AIR FORCE EVALUATION: 

The  Retirees  Services  Division,  AFPC/DPPTR,  reviewed  this 
application and found no indication that the applicant was mentally 
incompetent, unable to manage his affairs or unable to make a valid 
SBP decision at the time he was placed on the TDRL. 

Public Law  (PL) 92-425, which established the SBP, held that an SBP 
election was  basically  irrevocable and  could not  be  changed after 
the member became entitled to retired pay.  Until recent changes in 
the  statute, insurable interest  coverage could be  changed only  if 
the  member  married  or  acquired  a  child  and  converted  to  spouse 
and/or  child coverage within  the  first year after gaining  the new 
beneficiary.  PL  103-337, 5  October  1994, allows  participants  to 

arbitrarily  terminate  insurable  interest  coverage  unless  the 
beneficiary is the member's former spouse. 

DPPTR  found  no  evidence  of  an  Air  Force  error;  however,  they 
recommended  partial  relief  be  granted  and  that  the  applicant's 
records  be  corrected  to  show  he  requested  insurable  interest  SBP 
costs  and  coverage  be  terminated  under  the  provisions  of  PL 
103-337, effective  1 November  1994.  They  further recommended  the 
SBP debt from August 1992 to that date be waived. 

The complete evaluation is at Exhibit C. 

EXAMINER'S NOTE:  AFPC/DPPTR  advised that  in response to a 6 April 
1998  statement  from  applicant  and  his  father,  applicant  was 
administratively  disenrolled  under  the  provisions  of  PL  103-337, 
effective  P  May  1998.  However,  the  debt  still  remains  for  the 
coverage between Aug  92  (when applicant's VA  compensation exceeded 
his retired pay) until the date coverage was  stopped.  Applicant's 
request  for a  correction of  records to  show he  never participated 
in the SBP program remains to be resolved by the AFBCMR. 

APPLICANT'S REVIEW OF AIR FORCE EVALUATION: 

A  copy of  the Air  Force evaluation was  forwarded to  the applicant 
on  27 October  1997 for review and  comment within  30 days.  As  of 
this date, no response has been received by this office. 

THE BOARD CONCLUDES THAT: 

1.  The  applicant  has  exhausted  all  remedies provided  by  existing 
law or regulations. 

2.  The  application  was  not  timely  filed;  however,  it  is  in  the 
interest of justice to excuse the failure to-timely file. 

3.  Sufficient relevant evidence has been presented  to demonstrate 
the existence of probable error or injustice.  After careful review 
of  the  applicant's complete  submission, we  are  not  persuaded  that 
the  applicant  was  not  aware  of  the  conditions  of  his  Survivor 
Benefit Plan  (SBP) election at the time his name was placed on the 
Temporary Disability Retired  List  (TDRL).  Inasmuch as he made  an 
election  for  insurable  interest  coverage,  naming  his  father  as 
beneficiary,  it  is  reasonable  to  assume  that  he  had  at  least  a 
basic  understanding  of  the  program. 
In  addition,  the  final 
decision whether  or not  to participate in the program  rested with 
the  applicant. 
Therefore,  we  do  not  believe  favorable 
consideration  of  the  applicant's  stated  request  would  be 
appropriate on the basis  of  the evidence provided.  Nevertheless, 
Public  Law  (PL)  103-337,  effective  1  November  1994,  authorized 
members  participating  in  the  Uniformed  Services  Survivor  Benefit 

2 

AFBCMR  97-00407 

Plan f o r   an insurable interest beneficiary to voluntarily terminate 
participation. 
Therefore,  to  preclude  any  injustice  to  the 
applicant,  we  agree  with  the  recommendation  of  the  office  of 
primary responsibility that applicant's records should be  corrected 
to reflect termination of his  SBP  coverage under the provisions of 
PL  103-337 and that  the SBP accrued between August  1992, when his 
VA  compensation  exceeded  his  retired  pay,  and  the  date  of 
termination of  the  coverage be  waived.  Accordingly, we  recommend 
that the records be corrected as indicated below. 

THE BOARD RECOMMENDS THAT: 

The pertinent  military  records  of  the  Department of  the  Air  Force 
relating  to  APPLICANT,  *be  corrected  to  show  that  he  requested 
insurable  interest  Survivor  Benefit  Plan  costs  and  coverage  be 
terminated  under  the  provisions  of  Public  Law  103-337,  effective 
1 November  1994; and,  that  competent authority waived  the  SBP debt 
accrued between August 1992 and November 1994. 

The  following members of  the  Board  considered this application  in 
Executive  Session  on  16  July  1998, under  the  provisions  of  AFI 
36-2603: 

Mr. Henry C. Saunders, Panel Chair 
Mr. David C. Van Gasbeck, Member 
Mrs. Barbara A. Westgate, Member 

All  members  voted  to  correct  the  records,  as  recommended.  The 
following documentary evidence was considered: 

Exhibit A.  DD Form 149, dated 5 Feb 97, w/atchs. 
Exhibit B.  Applicant's Master Personnel Records. 
Exhibit C.  Letter, AFPC/DPPTR, dated 9 Oct 97, w/atch. 

Exhibit D.  Letter, SAF/MIBR, dated A  27 'Oct 97. 

// 

C. SAUNDERS 
Chair 

3 

AFBCMR  97-00407 



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