IN THE CASE OF:
BOARD DATE: 7 November 2013
DOCKET NUMBER: AR20130004335
THE BOARD CONSIDERED THE FOLLOWING EVIDENCE:
1. Application for correction of military records (with supporting documents provided, if any).
2. Military Personnel Records and advisory opinions (if any).
THE APPLICANT'S REQUEST, STATEMENT, AND EVIDENCE:
1. The applicant requests, in effect, correction of his military records to show he elected Reserve Component Survivor Benefit Plan (RCSBP) coverage for his spouse.
2. The applicant states when he married on 20 May 2007, a change to his RCSBP election was submitted but not put into his file. He discovered this error during a review of his records when he applied for retirement; however, because of the "1-year rule," he was not allowed to make an RCSBP election for spousal coverage. He believes that this rule is unjust. He is married and has no dependent children. He wishes to have his wife legally recorded as the sole beneficiary for his RCSBP.
3. The applicant provides copies of:
* His spouses Certificate of Birth, issued 1 March 1979
* DD Form 1883 (Survivor Benefit Plan Election Certificate), dated 30 March 1998
* Marriage Certification, dated 22 May 2007
CONSIDERATION OF EVIDENCE:
1. Title 10, U.S. Code, section 1552(b), provides that applications for correction of military records must be filed within 3 years after discovery of the alleged error or injustice. This provision of law also allows the Army Board for Correction of Military Records (ABCMR) to excuse an applicant's failure to timely file within the 3-year statute of limitations if the ABCMR determines it would be in the interest of justice to do so. While it appears the applicant did not file within the time frame provided in the statute of limitations, the ABCMR has elected to conduct a substantive review of this case and, only to the extent relief, if any, is granted, has determined it is in the interest of justice to excuse the applicant's failure to timely file. In all other respects, there are insufficient bases to waive the statute of limitations for timely filing.
2. Military records show the applicant:
a. enlisted in the Regular Army on 30 September 1974 after a short period in the delayed entry program;
b. after a short break in service, in February 1981, he joined the Army National Guard (ARNG); and
c. was issued his 20-year letter, on 3 February 1998.
3. On 30 March 1998, the applicant submitted a DD Form 1883 wherein he elected full SBP coverage for his daughter, then age 13. He indicated that he was not married at the time. He also elected option C for immediate coverage.
4. The applicant's marriage certification shows he was married on 20 May 2007. There is no available documentation showing he submitted or attempted to submit an SBP election within a year of this marriage.
5. A National Guard Bureau (NGB) Form 22 (Report of Separation and Record of Service), effective 27 March 2012, shows the applicant was transferred to the U.S. Army Reserve (USAR) Control Group (Retired Reserve). He was age 56 at the time.
6. Public Law 92-425, the SBP, enacted 21 September 1972, provided that military members could elect to have their retired pay reduced to provide for an annuity after death to surviving dependents.
7. Public Law 95-397, the RCSBP, enacted 30 September 1978, provided a way for those who had qualified for Reserve retirement but were not yet age 60 to provide an annuity for their survivors should they die before reaching age 60. Three options are available: (A) elect to decline enrollment and choose at age 60 whether to start SBP participation; (B) elect that a beneficiary receive an annuity if they die before age 60 but delay payment of it until the date of the members 60th birthday; (C) elect that a beneficiary receive an annuity immediately upon their death if before age 60.
8. Title 10, U. S. Code, section 1448(a)(5) provides that a person who is not married and has no dependent child upon becoming eligible to participate in the SBP, but who later marries or acquires a dependent child, may elect to participate in the SBP. Such an election must be written, signed by the person making the election, and received by the Secretary concerned within one year after the date on which that person marries or acquires that dependent child.
9. Public Law 101-189, enacted 29 November 1989, established an SBP Open Season to be conducted 1 October 1991 through 30 September 1992.
10. Public Law 105-261, enacted 17 October 1998, established an SBP Open Season to be conducted 1 March 1999 through 29 February 2000.
11. The National Defense Authorization Act for Fiscal Year 2005 established an SBP Open Enrollment period to be conducted 1 October 2005 to 30 September 2006.
DISCUSSION AND CONCLUSIONS:
1. The applicant contends that his military records should be corrected to show he elected RCSBP coverage for his spouse within a year of their marriage. He argues that the 1-year rule is unjust because it did not allow him to make this election.
2. The available evidence clearly shows the applicant made a valid election when he received his 20-year letter in 1998 to provide full coverage for his dependent daughter. He was not married at the time. Since then, his daughter has become an adult and is no longer a qualified dependent.
3. In 2007, when the applicant married, he had a 1-year period in which to submit an RCSBP election to provide coverage for his spouse. Unfortunately, there is no available documentary evidence showing that the applicant attempted to submit an election, or that such an election was received or processed. Therefore, he is no longer eligible to submit an election unless another open season is established.
4. There have been three open seasons between 1991 and 2006. Unfortunately, there is no way of knowing when, or if, another open season will be made available.
5. In view of the above, the applicant's request should be denied.
BOARD VOTE:
________ ________ ________ GRANT FULL RELIEF
________ ________ ________ GRANT PARTIAL RELIEF
________ ________ ________ GRANT FORMAL HEARING
____X____ ____X____ ___X_____ DENY APPLICATION
BOARD DETERMINATION/RECOMMENDATION:
The evidence presented does not demonstrate the existence of a probable error or injustice. Therefore, the Board determined that the overall merits of this case are insufficient as a basis for correction of the records of the individual concerned.
_______ _ __X_____ ___
CHAIRPERSON
I certify that herein is recorded the true and complete record of the proceedings of the Army Board for Correction of Military Records in this case.
ABCMR Record of Proceedings (cont) AR20130004335
3
ARMY BOARD FOR CORRECTION OF MILITARY RECORDS
RECORD OF PROCEEDINGS
1
ABCMR Record of Proceedings (cont) AR20130004335
2
ARMY BOARD FOR CORRECTION OF MILITARY RECORDS
RECORD OF PROCEEDINGS
1
ARMY | BCMR | CY2009 | 20090000734
On 6 September 1987, a Chronological Statement of Retirement Points published by U. S. Army Reserve Personnel Center (ARPERCEN) shows the applicant had attained 20 qualifying years of service for retirement at age 60 as of 30 March 1987. The applicant's Retiree Account Statement shows that he had Child Only RCSBP coverage. The applicants election to participate in the RCSBP Child Only Coverage was an irrevocable decision which rolled over into the SBP upon his reaching age 60.
ARMY | BCMR | CY2014 | 20140002317
The applicant requests, in effect, correction of his military records to show he elected Reserve Component Survivor Benefit Plan (RCSBP) coverage for his spouse. The applicant contends, in effect, that his military records should be corrected to show he elected RCSBP coverage for his spouse within a year of their marriage. In 1998, when the applicant married, he had a 1-year period in which to submit an RCSBP election to provide coverage for his spouse.
ARMY | BCMR | CY2008 | 20080013572
The applicant requests, in effect, correction of his records to show that within one year of his marriage, he changed his Reserve Components Survivor Benefit Plan (RCSBP) election from children only coverage to spouse only coverage. A DD Form 2656, dated 10 February 2000, shows that the applicant requested full SBP coverage for spouse only. Records show that at the time of his receipt of his 20-Year Letter, he was not married but did have two dependent children.
ARMY | BCMR | CY2009 | 20090012389
He indicates that if his records are corrected to show he elected spouse coverage he should not owe back pay for 10 years, only 2 years. The applicant provided a DD Form 2656-6, dated 18 July 2006, which shows he elected to change his SBP election from child only to spouse only. The applicant married on 30 May 1998 and he had one year from his date of marriage to enroll in the SBP for spouse coverage.
ARMY | BCMR | CY2013 | 20130015598
A DD Form 2656-9 (SBP and RCSBP Open Enrollment Election), dated 25 January 2006, shows he elected spouse-only coverage. He provided a letter from DFAS, dated 12 July 2013, which states: * their records indicate he elected RCSBP child coverage on his DD Form 1883 on 7 February 1988 * at that time he was not married * on his original DD Form 2656 he elected SBP for his spouse and he indicated his marriage occurred on 19 May 1989 * there is a 1-year window of eligibility * notification, along...
ARMY | BCMR | CY2009 | 20090005516
On 30 October 2007, during his retirement processing, the FSM completed a DD Form 2656 in which he elected Spouse Only SBP coverage. There is no evidence to show he attempted to follow up on a request to add spouse coverage to his RCSBP. The evidence shows he did not attempt to change his SBP coverage until 25 October 2007, more than 6 years after his marriage to his current spouse and after a highly-publicized SBP Open Season that was in effect from October 2005 through September 2006 ended.
ARMY | BCMR | CY2009 | 20090003898
The applicant provided a copy of a DD Form 2656-3, dated 23 November 1999, which shows an election of spouse and child beneficiary category based on the full amount of retired pay with immediate coverage. Each statement showed the current SBP coverage elected by the retiree or the fact that no SBP election is reflected. As such, the election for spouse and child only made at the time of his retired pay application would not have been valid.
ARMY | BCMR | CY2010 | 20100013797
The applicant requests his military records be corrected by changing his Reserve Component (RC) Survivor Benefit Plan (SBP) election from "children only" to "spouse" coverage. A DD Form 1883, dated 7 March 1987, shows the applicant enrolled in the RCSBP for "spouse and children" coverage, option C, full base amount. The applicant married in October 1984 and he had 1 year from his date of marriage to enroll in the RCSBP for spouse coverage.
ARMY | BCMR | CY2009 | 20090002862
The applicant states that prior to his August 1999 discharge from the Army National Guard (ARNG) he completed a DD Form 2656 (Data For Payment of Retired Personnel) on 9 November 1998 electing SBP coverage for his spouse and was informed by his officials at his unit that his spouse would be covered. Once a member elects either Options B or C in any category of coverage, that election is irrevocable. The evidence of record shows that upon receipt of his 20-year letter, the applicant...
ARMY | BCMR | CY2004 | 2004101899C070208
Since he had elected children only coverage, he had to elect either option B or option C. If he were married, he and his spouse had to sign the reverse of the DD Form 1883. The available evidence of record shows that the FSM was not married to the applicant in May 1989; therefore, he could not have elected spouse coverage at that time. The available evidence of record shows that the FSM and the applicant married in October 1989; therefore, by the time the March 1992 letter was sent out...