Mr. Carl W. S. Chun | Director | |
Ms. Rosa M. Chandler | Analyst |
Mr. Mark D. Manning | Chairperson | |
Mr. Raymond J. Wagner | Member | |
Ms. Eloise C. Prendergast | Member |
THE APPLICANT'S REQUEST, STATEMENT, AND EVIDENCE:
4. In connection with this application, a PERSCOM advisory opinion (COPY ATTACHED) stated, in essence, that as previously indicated in their 30 October 2002 correspondence provided to the applicant, terms outlined in the enlistment contract -- Statement of Understanding US Army Incentive Enlistment Program, DA Form 3286-66, Section 4, item a -- state, "I understand that under the LRP the government will repay a designated portion of any loan I incurred that was made, insured or guaranteed under Part B of the Higher Education Act of 1965 (Guaranteed Student Loan) or any loan under Part E of such act (National Direct Student Loan after 1 October 1975) after 1 October 1975 and before I enlist into the Regular Army." In addition, Public Law 99-145, Section 671(a)(1) confirms loans eligible for repayment must be made under Title IV, Part B, D, or E of the Higher Education Act of 1965.
5. Additionally, PERSCOM opined that based on the documentation provided, the "Partnership Loan" does not qualify for payment under the LRP. The loan is not made, insured, or guaranteed under Title IV, Part B, D, or E of the Higher Education Act of 1965.
6. PERSCOM determined the applicant does have loans that qualify for payment under the LRP. The total remaining original unpaid principal verified by Iowa Student Loan Liquidity Corporation (Stafford Loans) equals $13,903.22 and Loaras College (Perkins Loan) equals $1,820.00. Appropriate payments are being authorized toward these qualifying loans. The unpaid principal of the non-qualifying "Partnership Loan" equals $8,980.00. PERSCOM recommended disapproval of the applicant's request for repayment of this loan and added that if the Board grants him any compensation that the payment be sent directly to him.
7. On 28 October 2003, the above advisory opinion was referred to the applicant for comment or rebuttal; he failed to respond.
8. Army Regulation (AR) 601-210 (Regular Army and Army Reserve Enlistment Program) prescribes eligibility criteria governing the enlistment of persons, with or without prior service, into the RA and the US Army Reserve.
9. Table 9-4 of AR 601-210 contains guidance on enlistment option program 9B (Bonus/Army College Fund/Loan Repayment Program). It contains specific guidance pertaining to the LRP and indicates that the Government will repay a designated portion of any loan incurred that was "made, insured, or guaranteed under Part B of the Higher Education Act of 1965 (Guaranteed Student Loan) or any loan under Part E of such act (National Direct Student Loan) after 1 October 1975 and before enlistment into the RA."
10. Table 9-4 also provides program-processing procedures that require Army Guidance Counselors to complete required entries on the DD Form 1966 pertaining to an applicant’s eligibility for the LRP. Part of the mandatory processing procedures includes verification that the applicant has qualifying loans if enlisting for the LRP, and that the applicant be advised of any loan that is not eligible. The applicant in the Remarks Section of the DD Form 1966 series must acknowledge these conditions.
DISCUSSION AND CONCLUSIONS:
1. The applicant enlisted for the LRP and one of his loans (the Partnership Loan) did not qualify for payment.
2. The applicant's DA Form 3286-66 clearly specifies that loans payable under the LRP must be made, insured or guaranteed by one of two loan programs under the Higher Education Act prior to enlistment in the RA. The applicant acknowledged in writing that he understood these provisions. He has provided no evidence to the contrary.
3. The applicant has not shown that the US Army recruiter specifically misled him regarding the eligibility of the "Partnership Loan." Regularity is presumed in the processing of his enlistment contract.
4. The PERSCOM advisory opinion recommends that the applicant's request be denied. The applicant did not see fit to reclama the PERSCOM advisory opinion.
BOARD VOTE:
________ ________ ________ GRANT RELIEF
________ ________ ________ GRANT FORMAL HEARING
__mdm___ __rjw___ __ecp___ DENY APPLICATION
CASE ID | AR2003084393 |
SUFFIX | |
RECON | |
DATE BOARDED | 20031209 |
TYPE OF DISCHARGE | |
DATE OF DISCHARGE | |
DISCHARGE AUTHORITY | |
DISCHARGE REASON | |
BOARD DECISION | (DENY) |
REVIEW AUTHORITY | |
ISSUES 1. | 128.1000 |
2. | |
3. | |
4. | |
5. | |
6. |
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