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AF | BCMR | CY2013 | BC-2012-02487
Original file (BC-2012-02487.pdf) Auto-classification: Denied
AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS 

RECORD OF PROCEEDINGS 

 

 
 

 

 

 
 

DOCKET NUMBER:  BC-2012-02487 
COUNSEL: NONE 
HEARING DESIRED: NO 

IN THE MATTER OF:   
      
 
 
_________________________________________________________________ 
 
APPLICANT REQUESTS THAT:  
 
His record be corrected to show he did not add his new wife to 
his Survivor Benefit Plan (SBP) coverage.   
 
_________________________________________________________________ 
 
APPLICANT CONTENDS THAT: 
 
He thought if he did not tell the Defense Finance and Accounting 
Service (DFAS) of his post-retirement marriage, he could not add 
her after the one-year period.   
 
The  applicant’s  complete  submission,  with  attachments,  is  at 
Exhibit A. 
 
_________________________________________________________________ 
 
STATEMENT OF FACTS: 
 
The applicant elected spouse and child SBP coverage based on full 
retired pay prior to being permanently retired for disability on 
13 September 2008.  The Defense Enrollment Eligibility Reporting 
System  (DEERS)  reflects  the  applicant  and  his  former  spouse 
divorced on 23 December 2009.  DFAS records reflect the applicant 
did not report the divorce until 22 February 2010, but at that 
time,  the  spouse’s  portion  of  SBP  coverage  was  retroactively 
suspended.  On 2 August 2010, the applicant notified DFAS that he 
had  a  new  child,  but  when  he  remarried  on  23  September  2010, 
there  was  no  evidence  he  properly  terminated  spouse  coverage 
within  the  first  year  of  their  marriage.    As  a  result,  his 
current  spouse  became  the  eligible  spouse  beneficiary  by 
operation  of  law  on  23  September  2011.    Monthly  premiums  of 
approximately  $133  should  have  begun  to  be  deducted  from  the 
applicant’s  retired  pay  on  1  October  2011,  but  they  did  not.  
Therefore,  there  is  a  debt  of  over  $1,500  for  the  spouse’s 
portion of the SBP coverage which continues to accrue.   
 
_________________________________________________________________ 
 
AIR FORCE EVALUATION: 
 
AFPC/DPSIAR  recommends  denial.    DPSIAR  states  there  is  no 
evidence of an Air Force error in this case.  The implementing 
SBP  statute  ensured  that  qualified,  newly  acquired  spouses  are 
afforded the protection of SBP regardless of the retired member’s 

failure  or  delay  in  requesting  the  coverage.    This  automatic 
feature  of  the  SBP  was  adjusted  by  Public  Law  99-145,  but 
requires  the  member  to  take  the  appropriate  action  to  cause 
coverage to not be extended.  The record reflects the applicant 
properly  advised  DFAS  of  his  divorce  and  new  child’s  birth.  
Therefore,  it  is  reasonable  that  he  should  have  understood  the 
importance  of  making  timely  notification  following  his  second 
marriage  to  determine  SBP  options.    Notices  were  routinely 
published  in  the  Afterburner,  News  for  USAF  Retired  Personnel, 
describing a participant’s need to act on SBP matters following 
changes  in  marital  status.    In  the  event  of  the  applicant’s 
death,  his  current  wife  would  receive  SBP  annuity  payments  of 
approximately  $1,127  after  recovery  of  the  premium  debt.  
Approval  of  this  request  would  provide  the  applicant  an 
additional opportunity to change his SBP coverage not afforded to 
other  retirees  similarly  situated  and  is  not  justified  by  the 
facts of the case.   
 
The complete DPSIAR evaluation is at Exhibit B. 
 
_________________________________________________________________ 
 
APPLICANT'S REVIEW OF AIR FORCE EVALUATION: 
 
A copy of the Air Force evaluation was forwarded to the applicant 
on 20 August 2012, for review and comment within 30 days (Exhibit 
C).  As of this date, this office has received no response. 
 
_________________________________________________________________ 
 
THE BOARD CONCLUDES THAT: 
 
1.  The applicant has exhausted all remedies provided by existing 
law or regulations. 
 
2.  The application was timely filed.   
 
3.  Insufficient  relevant  evidence  has  been  presented  to 
demonstrate the existence of error or injustice.  We took notice 
of the applicant's complete submission in judging the merits of 
the case; however, we agree with the opinion and recommendation 
of the Air Force office of primary responsibility and adopt their 
rationale as the basis for our conclusion that the applicant has 
not been the victim of an error or injustice.  Therefore, in the 
absence  of  evidence  to  the  contrary,  we  find  no  basis  to 
recommend granting the relief sought in this application. 
 
_________________________________________________________________ 
 
THE BOARD DETERMINES THAT: 
 
The  applicant  be  notified  that  the  evidence  presented  did  not 
demonstrate  the  existence  of  material  error  or  injustice;  that 
the  application  was  denied  without  a  personal  appearance;  and 
that  the  application  will  only  be  reconsidered  upon  the 
 

2

submission  of  newly  discovered  relevant  evidence  not  considered 
with this application. 
 
_________________________________________________________________ 
 
The  following  members  of  the  Board  considered  AFBCMR  Docket 
Number  BC-2012-02487  in  Executive  Session  on  12  February  2013, 
under the provisions of AFI 36-2603: 
 
 
 
 
The  following  documentary  evidence  was  considered  in  connection 
with AFBCMR Docket Number BC-2012-02487: 
 
 
 
 
 
 
 
 
 
 

Exhibit A.  DD Form 149, dated 31 May 12, w/atchs. 
Exhibit B.  Letter, ARPC/DPSIAR, dated 3 Aug 12. 
Exhibit C.  Letter, SAF/MRBR, dated 20 Aug 12. 

, Panel Chair 
, Member 
, Member 

 
Panel Chair 

 
 
 

 
 

 
 
 

 
 

 
 
 

 
 

 
 
 

 
 

 
 
 

 
 
 
 

  

 

 

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