RECORD OF PROCEEDINGS
AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS
IN THE MATTER OF: DOCKET NUMBER: 98-01398
INDEX CODE: 137
COUNSEL: NONE
HEARING DESIRED: NO
_________________________________________________________________
APPLICANT REQUESTS:
Corrective action that would allow him to establish Survivor Benefit
Plan (SBP) coverage for his wife.
_________________________________________________________________
APPLICANT CONTENDS THAT:
He attempted to enroll during the 1992-93 open enrollment period but
the Defense Finance and Accounting Service (DFAS) must have lost his
election form during their move from Denver to Cleveland. He was not
furnished a second form for his records and he sent the original to
Denver.
Applicant's complete submission is attached at Exhibit A.
_________________________________________________________________
STATEMENT OF FACTS:
Applicant was married but elected child only coverage under the
Retired Serviceman’s Family Protection Plan (RSFPP) prior to his 1 Jun
71 retirement. He failed to elect SBP coverage during the open
enrollment periods authorized by Public Law (PL) 92-425 (21 Sep 72 -
20 Mar 74), PL 97-35 (1 Oct 81 - 30 Sep 82), and by PL 101-189 (1 Apr
92 - 31 Mar 93). There is no documentation available, either from the
applicant or the finance center indicating that he took any action
during these open enrollment periods to enroll his wife in the plan.
_________________________________________________________________
AIR FORCE EVALUATION:
The Chief, Retiree Services Branch, AFPC/DPPTR, reviewed this
application and states that a member, who is married during an
enrollment period, may elect coverage for an eligible spouse but if
the retiree fails to provide coverage during that opportunity, they
may not provide coverage in the future, unless it is during another
open enrollment period. The applicant offers no explanation why he
waited over 25 years to seek SBP coverage for his wife nor why he
failed to challenge the alleged loss of his 92-93 enrollment election.
In the absence of any substantiating documentation, DPPTR must
assume, based on his previous failure to take affirmative action to
enroll his spouse, that he neglected to take timely action during the
92-93 open season as well. His claim that he was only provided one
copy of the election form is immaterial since he had the opportunity
to make duplicate copies for his own use before and after the form was
completed. Finally, instructions to the retirees on the proper
procedures for making an election stressed the importance of sending
the election “certified” with a return receipt requested to preclude
disputes. There is no evidence of Air Force error; therefore, DPPTR
strongly recommends denial of applicant’s request.
A complete copy of the Air Force evaluation is attached at Exhibit B.
_________________________________________________________________
APPLICANT'S REVIEW OF AIR FORCE EVALUATION:
Applicant reviewed the Air Force evaluation and stated that he will
concede that the advisory opinion had some facts that are true. He
did elect to have SBP for his children when he retired during open
season. During the open season (1 Oct 81 - 30 Sep 82), there were,
what he feels, extenuating circumstances. He had filed for divorce
after 25 years of marriage. Personnel told him that since he was
getting a divorce, the SBP would be canceled. In August of 1982, he
started attending church and was saved. Since then, he has not smoked
or drank (sic) but he did not have the memory he had before. By the
time he was aware that he had not signed up for SBP, it was too late
as open season had closed. When the next open season opened in 1992,
he went to personnel at Kirtland AFB and was informed that he would
have to contact the retirement center in Denver. No one told him that
he should make a copy of the form nor was he told to return the form
by certified mail. He returned the forms in Dec 92 - Jan 93. He was
also informed of the move from Denver to Cleveland and that he would
be hearing from Cleveland when the move was close to being finished
but did not hear from anyone and time past and he forgot.
Applicant's complete response is attached at Exhibit D.
_________________________________________________________________
THE BOARD CONCLUDES THAT:
1. The applicant has exhausted all remedies provided by existing
law or regulations.
2. The application was not timely filed; however, it is in the
interest of justice to excuse the failure to timely file.
3. Insufficient relevant evidence has been presented to demonstrate
the existence of probable error or injustice. We took notice of the
applicant's complete submission in judging the merits of the case;
however, we agree with the opinion and recommendation of the Air Force
and adopt their rationale as the basis for our conclusion that the
applicant has not been the victim of an error or injustice.
Therefore, in the absence of evidence to the contrary, we find no
compelling basis to recommend granting the relief sought in this
application.
4. Although we found no basis to favorably consider the applicant’s
stated request, we note that he is eligible to establish survivor
coverage under the current open enrollment period authorized by Public
Law 105-261, which began on 1 March 1999 and ends on 29 February 2000.
Further information may be obtained by contacting the Retiree
Services Branch at the Air Force Personnel Center. Their telephone
number is 1-800-531-7502 or (210) 565-2273.
_________________________________________________________________
THE BOARD DETERMINES THAT:
The applicant be notified that the evidence presented did not
demonstrate the existence of probable material error or injustice;
that the application was denied without a personal appearance; and
that the application will only be reconsidered upon the submission of
newly discovered relevant evidence not considered with this
application.
________________________________________________________________
The following members of the Board considered this application in
Executive Session on 25 May 1999, under the provisions of AFR 31-3:
Mrs. Barbara A. Westgate, Panel Chair
Ms. Ann L. Heidig, Member
Mr. Mike Novel, Member
The following documentary evidence was considered:
Exhibit A. DD Form 149, dated 11 May 98, w/atchs.
Exhibit B. Letter, AFPC/DPPTR, dated 14 Sep 98.
Exhibit C. Letter, AFBCMR, dated 28 Sep 98.
Exhibit D. Applicant's Response, 3 Oct 98.
BARBARA A. WESTGATE
Panel Chair
AF | BCMR | CY1999 | BC-1998-00680
_________________________________________________________________ AIR FORCE EVALUATION: The Chief, Retiree Services Branch, AFPC/DPPTR, reviewed this application and states that a member who is married at retirement and fails to provide coverage for an eligible spouse may not provide coverage in the future, unless Congress authorizes an open enrollment period. The one-year enrollment period to add family members acquired after retirement is applicable only when no previous category of the...
_________________________________________________________________ AIR FORCE EVALUATION: The Chief, Retiree Services Branch, AFPC/DPPTR, reviewed this application and states that a member who is married at retirement and fails to provide coverage for an eligible spouse may not provide coverage in the future, unless Congress authorizes an open enrollment period. The one-year enrollment period to add family members acquired after retirement is applicable only when no previous category of the...
APPLICANT CONTENDS THAT: On 21 October 1992, he went to the AFB Personnel Center to check on the SBP status of hi insure that she was enrolled, and also to enroll two newly adopted small children (of his deceased son) during the SBP Open Enrollment Election period. Applicant's complete submission is attached at Exhibit A. At the time, he did not receive any paperwork pertaining to the fact that his wife or his children were enrolled.
On 12 Jun 73, the deceased member submitted an SBP election statement during the initial enrollment period, declining coverage. Public Law (PL) 92-425, which established SBP on 21 Sep 72, authorized an 18-month enrollment period for retired members to elect SBP coverage. After a thorough review of the evidence of record and applicant’s submission, we are not persuaded that her late husband’s records should be corrected to show that he elected SBP coverage for her.
The evidence also establishes the deceased member’s efforts to provide the applicant with all the benefits she was entitled to as the spouse of a retired service member. Microfiche records verify SBP enrollment packets and newsletters were mailed to the address the decedent provided to the finance center during the 1981-1982 and 1992-1993 open enrollment periods. _________________________________________________________________ THE BOARD DETERMINES THAT: The applicant be notified that the...
He could have elected former spouse SBP coverage for her during the 1992 open enrollment. However, spouse premiums could be terminated following divorce if the member additionally selected Option 4. He could have elected former spouse SBP coverage for her during the 92 open enrollment.
He was advised that his wife’s SBP annuity would be offset by DIC. ________________________________________________________________ STATEMENT OF FACTS: Prior to his disability retirement, effective 20 Jul 68, the applicant made an election under the RSFPP. However, his surviving spouse receives a refund of SBP premiums resulting from the reduction to the SBP annuity after the VA awards DIC.
AF | BCMR | CY2003 | BC-2003-00670
He did not elect coverage for his former wife during the 72-74, 81-82 or 92-93 open enrollments and she died 29 November 1997. The amount of the buy-in was based upon the earliest date the member was eligible to elect coverage, but did not. A complete copy of the evaluation is attached at Exhibit C. _________________________________________________________________ APPLICANT'S REVIEW OF AIR FORCE EVALUATION: The applicant states that he did receive an Afterburner or enrollment packet with...
_________________________________________________________________ STATEMENT OF FACTS: The Air Force stated that the applicant was married and elected child only SBP coverage based on full retired pay prior to his 12 May 83 disability retirement. If a member withdraws under this provision, there is no immediate refund of premiums; however, applicable spouse premiums paid by the member can be refunded to the spouse following the member’s death. ...
_________________________________________________________________ AIR FORCE EVALUATION: The Chief, Retiree Services Branch, AFPC/DPPTR, reviewed this application and states Public Law (PL) 99-145 (8 Nov 85 but effective 1 Mar 86) requires a spouse’s written concurrence be obtained whenever a married retiree elects less than full spouse SBP coverage. DPPTR further states that the applicant’s claim that her husband declined SBP coverage because he believed his retired pay would be offset by...