AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS
RECORD OF PROCEEDINGS
IN THE MATTER OF:
DOCKET NO: 97-00031
COUNSEL: None
HEARING DESIRED: No
2 8 IGa7
Applicant requests that he reimbursed Servicemember's Group Life
Insurance (SGLI) premiums from May 1996 to December 1996.
Applicant's submission is at Exhibit A.
The appropriate Air Force office evaluated applicant's request
and provided an advisory opinion to the Board recommending the
application be denied (Exhibit C).
The advisory opinion was
forwarded to the applicant for review and response (Exhibit D).
As of this date, no response has been received by this office.
~
The application was timely filed.
After careful consideration of applicant's request and the
available evidence of record, we find insufficient evidence of
error or injustice to warrant corrective action. The facts and
opinions stated in the advisory opinion appear to be based on the
evidence of record and have not been rebutted by applicant.
Absent persuasive evidence applicant was denied rights to which
entitled, appropriate regulations were not followed, or
appropriate standards were not applied, we find no basis to
disturb the existing record.
Accordingly, applicant's request is denied.
The Board staff is directed to inform applicant of this decision.
Applicant should also be informed that this decision is final and
will only be reconsidered upon the presentation of new relevant
evidence which was not reasonably available at the time the
application was filed.
Members of the Board Mr. Henry C. Saunders, Mr. Joseph T. Wagner,
and Mr. Richard A. Peterson, considered this application on
16 October 1997, in accordance with the provisions of Air Force
Instruction 36-2603, and the go
C. SAUNDERS
el Chairman
Exhibits :
A. Applicant's DD Form 149
B. Available Master Personnel Records
C. Advisory Opinion
D. AFBCMR Ltr Forwarding Advisory Opinion
DEPARTMENT O F THE A I R FORCE
H E A D Q U A R T E R S AIR F O R C E P E R S O N N E L C E N T E R
R A N D O L P H AIR FORCE B A S E T E X A S
MEMORANDUM FOR AFBCMR
FROM: HQ AFPC/DPWCS
550 C . St. W. Ste. 14
Randolph AFB TX 78150-4716
1 3 JUN 1997 *
B
U.S. AIR FORCE
1 9 4 7 - I 9 9 7
!
REQUESTED ACTION: The applicant declined Servicemen’s Group Life
Insurance (SGLI) in Feb 96. With the passage of Public Law 104-106 SGLI
coverage was automatically raised to $200,000 until the member could elect reduced
or no coverage. The applicant has requested that his record be corrected to retain
previous election (no coverage) and that he be reimbursed premiums deducted as a
result of the 1 Apr 96 increase in coverage
BASIS FOR REQUEST: The applicant claims his records are in error because he
did not give authorization to purchase SGLI insurance for $200,000. He request his
previous election for no coverage be honored.
DISCUSSION: Section 646, Public Law 104-106,lO Feb 96, increased the
automatic level of SGLI coverage from $100,000 to $200,000 and repealed the
optional additional $100,000 of insurance. Implementation Guidance dated
7 Mar 96, stipulated that members eligible for SGLI under section 1967 (a)(l)-(2) of
title 38, United States Code, on 31 Mar 96 with continued eligibility on 1 Apr 96,
would have their SGLI increased to $200,000 effective 1 Apr 96, regardless of any
prior election. Member’s with less than $200,000 coverage applicable in Mar 96,
could avoid any higher premiums provided they completed a new SGLV 8286 in
Apr 96 to retain their previously elected coverage.
All available means (base newspapers, personal contact, base bulletins,
Air Force News Radio, commander calls, mid-month Mar pay statement, etc.,) were
used to inform the military community of these changes. Members who failed to
complete the appropriate documentation to retain the coverage they had prior to
1 Apr 96, in accordance with public law were covered for $200,000. The Office of
Servicemen’s Group Life Insurance was obligated to make payment of these
proceeds to beneficiaries determined by law had these individuals died.
I
On 1 Apr 96 the United States Government incurred a debt for all member’s
receiving the increased benefit of $200,000.00 coverage. The authority to waive or
terminate retroactively this coverage rests outside the Department of Defense
channel. The Department of Veterans Affairs in coordination with its insurance
providers would have to grant such authorization.
RECOMMENDATION: Board disapprove the applicant’s request for retroactive
termination of SGLI coverage. The member delayed completing a new election form
until Dec 96. This is eight months after his coverage was increased. LESS for this
period clearly reflect an $18.00 deduction for $200,000 coverage. It’s our opinion
that had the member wanted “no coverage”, he would have completed the new
election form sooner. Consequently, he was covered fkom Apr through Dec 96 for
$200,000. If he became a fatality while on active duty during this period, the
proceeds of the $200,000 coverage would have been paid IAW U.S.C., Title 38,
Section 1970.
J
MSgt, USAF
Branch
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